Use this page as a one-stop reference for everything related to Axis Bank's RIDDHI SIDDHI JAIPUR branch in JAIPUR, RAJASTHAN. The branch's IFSC code UTIB0005901 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005901 is the IFSC of Axis Bank's RIDDHI SIDDHI JAIPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 005901 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Riddhi Siddhi Jaipur branch in Jaipur, Rajasthan is part of this network and uses the IFSC code UTIB0005901 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Riddhi Siddhi Jaipur |
| IFSC Code | UTIB0005901 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 415 AND 415A, SURYA NAGAR, SCHEME NO 10, GOPAL PURA BYPASS, JAIPUR, RAJASTHAN 302018 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 141 |
| Phone | 8003088055 |
About this branch
The branch is located at GROUND FLOOR, PLOT NO 415 AND 415A, SURYA NAGAR, SCHEME NO 10, GOPAL PURA BYPASS, JAIPUR, RAJASTHAN 302018. It serves the Jaipur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005901 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RIDDHI SIDDHI JAIPUR branch came to be assigned the code UTIB0005901.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005901, money simply cannot be routed to the RIDDHI SIDDHI JAIPUR branch electronically.
Products and account variants supported
Every account opened at the Riddhi Siddhi Jaipur branch is mapped to IFSC UTIB0005901 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005901.
Banking services available
The Riddhi Siddhi Jaipur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 141-8003088055.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005901
How to transfer money using IFSC UTIB0005901
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005901 across all three.
NEFT to Axis Bank, RIDDHI SIDDHI JAIPUR using IFSC UTIB0005901
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005901, and confirm that the system picks up Axis Bank – RIDDHI SIDDHI JAIPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RIDDHI SIDDHI JAIPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RIDDHI SIDDHI JAIPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005901 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank RIDDHI SIDDHI JAIPUR (IFSC UTIB0005901)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005901 in your mobile or internet banking app, and the money is credited to the RIDDHI SIDDHI JAIPUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Riddhi Siddhi Jaipur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005901:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RIDDHI SIDDHI JAIPUR is still linked to IFSC UTIB0005901.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0005901
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – RIDDHI SIDDHI JAIPUR is still mapped to IFSC UTIB0005901. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005901 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0005901
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RIDDHI SIDDHI JAIPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005901 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005901 and the account number together uniquely identify the Riddhi Siddhi Jaipur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005901
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – RIDDHI SIDDHI JAIPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005901. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Riddhi Siddhi Jaipur branch sits at GROUND FLOOR, PLOT NO 415 AND 415A, SURYA NAGAR, SCHEME NO 10, GOPAL PURA BYPASS, JAIPUR, RAJASTHAN 302018. If you are travelling from outside Jaipur, search for the branch on a maps application using the bank name and locality, or call 141-8003088055 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005901 and your account number.
Verifying IFSC UTIB0005901 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005901 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 141-8003088055.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Riddhi Siddhi Jaipur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005901, however, work 24x7.
Branch address & contact
Axis BankRiddhi Siddhi Jaipur Branch
GROUND FLOOR, PLOT NO 415 AND 415A, SURYA NAGAR, SCHEME NO 10, GOPAL PURA BYPASS, JAIPUR, RAJASTHAN 302018
Jaipur, Rajasthan
Phone: 141-8003088055
IFSC: UTIB0005901
Frequently asked questions
Is IFSC UTIB0005901 the same for all accounts at Riddhi Siddhi Jaipur branch?
Yes. The IFSC UTIB0005901 is shared by every account held at Axis Bank's Riddhi Siddhi Jaipur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Riddhi Siddhi Jaipur branch?
The IFSC code of Axis Bank, Riddhi Siddhi Jaipur branch is UTIB0005901. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Riddhi Siddhi Jaipur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 141-8003088055 to confirm.
How do I add Axis Bank Riddhi Siddhi Jaipur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005901, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0005901 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005901 to send funds instantly.
What is the phone number of Axis Bank Riddhi Siddhi Jaipur branch?
You can reach the branch at 141-8003088055 during regular banking hours.
Final notes
To recap: UTIB0005901 is the IFSC code of Axis Bank, RIDDHI SIDDHI JAIPUR branch, in JAIPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
