Below are the complete branch details for Axis Bank, CIVIL LINES branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0001645. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0001645 for Axis Bank – CIVIL LINES — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's CIVIL LINES branch, the IFSC UTIB0001645 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 001645 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Civil Lines branch — IFSC UTIB0001645 — extends the bank's services to customers in and around Jaipur, Rajasthan.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Civil Lines |
| IFSC Code | UTIB0001645 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHANTI TOWERS, B-115, HAWA SADAK, CIVIL LINES, JAIPUR 302006, RAJASTHAN |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
About the Civil Lines branch
The Civil Lines branch of Axis Bank is situated at GROUND FLOOR, SHANTI TOWERS, B-115, HAWA SADAK, CIVIL LINES, JAIPUR 302006, RAJASTHAN. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0001645 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CIVIL LINES of Axis Bank — its own 11-character IFSC. The code UTIB0001645 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0001645 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Civil Lines branch is mapped to IFSC UTIB0001645 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001645.
Banking services available
The Civil Lines branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001645
How to transfer money using IFSC UTIB0001645
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001645 across all three.
NEFT to Axis Bank, CIVIL LINES using IFSC UTIB0001645
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001645, and confirm that the system picks up Axis Bank – CIVIL LINES. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CIVIL LINES
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's CIVIL LINES branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001645 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank CIVIL LINES (IFSC UTIB0001645)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001645 in your mobile or internet banking app, and the money is credited to the CIVIL LINES branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001645 for Axis Bank – CIVIL LINES, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001645 | Yes – UTIB0001645 | Yes – UTIB0001645 |
For most retail customers crediting the Civil Lines branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's CIVIL LINES branch, the IFSC UTIB0001645 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0001645
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CIVIL LINES branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0001645 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Civil Lines branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0001645 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0001645
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – CIVIL LINES, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0001645. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Civil Lines branch
The branch is located at GROUND FLOOR, SHANTI TOWERS, B-115, HAWA SADAK, CIVIL LINES, JAIPUR 302006, RAJASTHAN, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Civil Lines branch” — the verified location pin for IFSC UTIB0001645 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0001645 and your account number.
Verifying IFSC UTIB0001645 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001645 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Civil Lines are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0001645 continue to work without interruption.
Branch address & contact
Axis BankCivil Lines Branch
GROUND FLOOR, SHANTI TOWERS, B-115, HAWA SADAK, CIVIL LINES, JAIPUR 302006, RAJASTHAN
Jaipur, Rajasthan
Phone: the branch contact number
IFSC: UTIB0001645
Frequently asked questions
How quickly will an NEFT transfer using UTIB0001645 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Civil Lines reflect within 30 minutes.
Is IFSC UTIB0001645 valid for NEFT and RTGS?
Yes. IFSC UTIB0001645 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Civil Lines branch?
The IFSC code of Axis Bank, Civil Lines branch is UTIB0001645. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Civil Lines branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Where is Axis Bank Civil Lines branch located?
Axis Bank's Civil Lines branch is located at GROUND FLOOR, SHANTI TOWERS, B-115, HAWA SADAK, CIVIL LINES, JAIPUR 302006, RAJASTHAN, Jaipur, Rajasthan.
How do I add Axis Bank Civil Lines as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001645, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0001645 belongs to Axis Bank's CIVIL LINES branch, located at GROUND FLOOR, SHANTI TOWERS, B-115, HAWA SADAK, CIVIL LINES, JAIPUR 302006,… in JAIPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
