Below are the complete branch details for Axis Bank, CHITRAKOOT branch, located in JAIPUR, RAJASTHAN. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004437. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004437 for Axis Bank – CHITRAKOOT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – CHITRAKOOT is UTIB0004437. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004437 map to this branch in JAIPUR, RAJASTHAN.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Chitrakoot |
| IFSC Code | UTIB0004437 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR PLOT NO. B 1/6 CHITRAKOOT SCHEME,SECTOR 1,GANDHI PATH,JAIPUR 302021 |
| City | Jaipur |
| District | Jaipur |
| State | Rajasthan |
| STD Code | 141 |
| Phone | 9772222339 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Chitrakoot branch in Jaipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004437.
About the Chitrakoot branch
The Chitrakoot branch of Axis Bank is situated at GROUND FLOOR PLOT NO. B 1/6 CHITRAKOOT SCHEME,SECTOR 1,GANDHI PATH,JAIPUR 302021. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004437 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's CHITRAKOOT branch came to be assigned the code UTIB0004437.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004437, money simply cannot be routed to the CHITRAKOOT branch electronically.
How to transfer money using IFSC UTIB0004437
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004437 across all three.
How to use IFSC UTIB0004437 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's CHITRAKOOT branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004437.
- Confirm the bank name auto-populates as Axis Bank and the branch as CHITRAKOOT.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004437
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – CHITRAKOOT, ensure your bank's portal accepts IFSC UTIB0004437 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – CHITRAKOOT, use IMPS. With IFSC UTIB0004437 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chitrakoot
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004437:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHITRAKOOT is still linked to IFSC UTIB0004437.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004437
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – CHITRAKOOT is still mapped to IFSC UTIB0004437. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004437 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chitrakoot branch is mapped to IFSC UTIB0004437 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004437.
Banking services available
The Chitrakoot branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 141-9772222339.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004437
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004437 and the account number together uniquely identify the Chitrakoot branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004437
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the CHITRAKOOT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004437 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – CHITRAKOOT:
- The IFSC is exactly UTIB0004437 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and CHITRAKOOT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chitrakoot branch
The branch is located at GROUND FLOOR PLOT NO. B 1/6 CHITRAKOOT SCHEME,SECTOR 1,GANDHI PATH,JAIPUR 302021, which puts it inside Jaipur, the broader Jaipur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Chitrakoot branch” — the verified location pin for IFSC UTIB0004437 should appear at the top of the results.
- Confirm the branch is open by calling 141-9772222339 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004437 and your account number.
Verifying IFSC UTIB0004437 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004437 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 141-9772222339.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chitrakoot branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004437, however, work 24x7.
Branch address & contact
Axis BankChitrakoot Branch
GROUND FLOOR PLOT NO. B 1/6 CHITRAKOOT SCHEME,SECTOR 1,GANDHI PATH,JAIPUR 302021
Jaipur, Rajasthan
Phone: 141-9772222339
IFSC: UTIB0004437
Frequently asked questions
Does Axis Bank Chitrakoot branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 141-9772222339 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chitrakoot branch but serve different purposes.
How do I add Axis Bank Chitrakoot as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004437, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Axis Bank Chitrakoot branch?
The IFSC code of Axis Bank, Chitrakoot branch is UTIB0004437. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Axis Bank Chitrakoot branch?
You can reach the branch at 141-9772222339 during regular banking hours.
Is IFSC UTIB0004437 the same for all accounts at Chitrakoot branch?
Yes. The IFSC UTIB0004437 is shared by every account held at Axis Bank's Chitrakoot branch. Only the account number changes from customer to customer.
Where is Axis Bank Chitrakoot branch located?
Axis Bank's Chitrakoot branch is located at GROUND FLOOR PLOT NO. B 1/6 CHITRAKOOT SCHEME,SECTOR 1,GANDHI PATH,JAIPUR 302021, Jaipur, Rajasthan.
Can I use IFSC UTIB0004437 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004437 to send funds instantly.
Final notes
To recap: UTIB0004437 is the IFSC code of Axis Bank, CHITRAKOOT branch, in JAIPUR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
