Below are the complete branch details for Axis Bank, JAIMALPUR branch, located in JAIMALPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004948. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004948 for Axis Bank – JAIMALPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – JAIMALPUR is UTIB0004948. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004948 map to this branch in JAIMALPUR, UTTAR PRADESH.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Jaimalpur branch in Jaimalpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004948.
About this branch
The branch is located at GROUND FLOOR, KHASRA NO 98, VILLAGE JAIMALPUR, PO BAHJOI, TEHSIL CHANDAUSI. It serves the Jaimalpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004948 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Jaimalpur |
| IFSC Code | UTIB0004948 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHASRA NO 98, VILLAGE JAIMALPUR, PO BAHJOI, TEHSIL CHANDAUSI |
| City | Jaimalpur |
| District | Sambhal |
| State | Uttar Pradesh |
| STD Code | 591 |
| Phone | 7055621182 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's JAIMALPUR branch came to be assigned the code UTIB0004948.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004948, money simply cannot be routed to the JAIMALPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jaimalpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004948 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0004948
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004948 across all three.
NEFT to Axis Bank, JAIMALPUR using IFSC UTIB0004948
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004948, and confirm that the system picks up Axis Bank – JAIMALPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAIMALPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's JAIMALPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004948 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – JAIMALPUR, use IMPS. With IFSC UTIB0004948 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004948 for Axis Bank – JAIMALPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004948 | Yes – UTIB0004948 | Yes – UTIB0004948 |
For most retail customers crediting the Jaimalpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004948
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – JAIMALPUR is still mapped to IFSC UTIB0004948. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004948 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jaimalpur branch is mapped to IFSC UTIB0004948 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004948.
Products and services
Customers walking into the Jaimalpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004948
Digital banking channels
Most day-to-day work that customers used to do at the Jaimalpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004948 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Jaimalpur branch sits at GROUND FLOOR, KHASRA NO 98, VILLAGE JAIMALPUR, PO BAHJOI, TEHSIL CHANDAUSI. If you are travelling from outside Jaimalpur, search for the branch on a maps application using the bank name and locality, or call 591-7055621182 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004948 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – JAIMALPUR:
- The IFSC is exactly UTIB0004948 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and JAIMALPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jaimalpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004948, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004948 for Axis Bank – JAIMALPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankJaimalpur Branch
GROUND FLOOR, KHASRA NO 98, VILLAGE JAIMALPUR, PO BAHJOI, TEHSIL CHANDAUSI
Jaimalpur, Uttar Pradesh
Phone: 591-7055621182
IFSC: UTIB0004948
Frequently asked questions
How do I add Axis Bank Jaimalpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004948, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Jaimalpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 591-7055621182 to confirm.
Is IFSC UTIB0004948 the same for all accounts at Jaimalpur branch?
Yes. The IFSC UTIB0004948 is shared by every account held at Axis Bank's Jaimalpur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Jaimalpur branch?
The IFSC code of Axis Bank, Jaimalpur branch is UTIB0004948. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Jaimalpur branch located?
Axis Bank's Jaimalpur branch is located at GROUND FLOOR, KHASRA NO 98, VILLAGE JAIMALPUR, PO BAHJOI, TEHSIL CHANDAUSI, Jaimalpur, Uttar Pradesh.
How quickly will an NEFT transfer using UTIB0004948 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Jaimalpur reflect within 30 minutes.
Summary
The IFSC code UTIB0004948 belongs to Axis Bank's JAIMALPUR branch, located at GROUND FLOOR, KHASRA NO 98, VILLAGE JAIMALPUR, PO BAHJOI, TEHSIL CHANDAUSI in JAIMALPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
