Use this page as a one-stop reference for everything related to Axis Bank's ISMAILABAD branch in ISMAILABAD, HARYANA. The branch's IFSC code UTIB0004565 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004565 is the IFSC of Axis Bank's ISMAILABAD branch. The format is fixed: UTIB = bank code, 0 = reserved, 004565 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Ismailabad branch in Ismailabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004565.
About the Ismailabad branch
The Ismailabad branch of Axis Bank is situated at GROUND FLOOR, OPPOSITE NEW GRAIN MARKET, ISMAILABAD, DISTT. KURUKSHETRA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004565 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ismailabad |
| IFSC Code | UTIB0004565 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, OPPOSITE NEW GRAIN MARKET, ISMAILABAD, DISTT. KURUKSHETRA |
| City | Ismailabad |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 1744 |
| Phone | 8930173245 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ISMAILABAD branch came to be assigned the code UTIB0004565.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004565, money simply cannot be routed to the ISMAILABAD branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004565 and the account number together uniquely identify the Ismailabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004565
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004565 across all three.
NEFT to Axis Bank, ISMAILABAD using IFSC UTIB0004565
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004565, and confirm that the system picks up Axis Bank – ISMAILABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0004565
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ISMAILABAD, ensure your bank's portal accepts IFSC UTIB0004565 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – ISMAILABAD, use IMPS. With IFSC UTIB0004565 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004565 for Axis Bank – ISMAILABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004565 | Yes – UTIB0004565 | Yes – UTIB0004565 |
For most retail customers crediting the Ismailabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ISMAILABAD branch, the IFSC UTIB0004565 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ismailabad branch
Once you have an account at Axis Bank – ISMAILABAD, the IFSC UTIB0004565 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ismailabad branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004565
Digital banking channels
Most day-to-day work that customers used to do at the Ismailabad branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004565 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Ismailabad branch
The branch is located at GROUND FLOOR, OPPOSITE NEW GRAIN MARKET, ISMAILABAD, DISTT. KURUKSHETRA, which puts it inside Ismailabad, the broader Kurukshetra district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Ismailabad branch” — the verified location pin for IFSC UTIB0004565 should appear at the top of the results.
- Confirm the branch is open by calling 1744-8930173245 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004565 and your account number.
Common mistakes to avoid when using IFSC UTIB0004565
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – ISMAILABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004565. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ismailabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004565, however, work 24x7.
Verifying IFSC UTIB0004565 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004565 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1744-8930173245.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankIsmailabad Branch
GROUND FLOOR, OPPOSITE NEW GRAIN MARKET, ISMAILABAD, DISTT. KURUKSHETRA
Ismailabad, Haryana
Phone: 1744-8930173245
IFSC: UTIB0004565
Frequently asked questions
What is the IFSC code of Axis Bank Ismailabad branch?
The IFSC code of Axis Bank, Ismailabad branch is UTIB0004565. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0004565 valid for NEFT and RTGS?
Yes. IFSC UTIB0004565 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Ismailabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1744-8930173245 to confirm.
Can I use IFSC UTIB0004565 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004565 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ismailabad branch but serve different purposes.
What is the phone number of Axis Bank Ismailabad branch?
You can reach the branch at 1744-8930173245 during regular banking hours.
Where is Axis Bank Ismailabad branch located?
Axis Bank's Ismailabad branch is located at GROUND FLOOR, OPPOSITE NEW GRAIN MARKET, ISMAILABAD, DISTT. KURUKSHETRA, Ismailabad, Haryana.
Summary
The IFSC code UTIB0004565 belongs to Axis Bank's ISMAILABAD branch, located at GROUND FLOOR, OPPOSITE NEW GRAIN MARKET, ISMAILABAD, DISTT. KURUKSHETRA in ISMAILABAD, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
