This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, NIRANJANPUR, INDORE branch in INDORE. The 11-digit IFSC UTIB0005813 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the NIRANJANPUR, INDORE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – NIRANJANPUR, INDORE is UTIB0005813. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005813 map to this branch in INDORE, MADHYA PRADESH.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Niranjanpur, Indore |
| IFSC Code | UTIB0005813 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, PLOT NO 1998, SCHEME NO 114 IAT SCHEME 136 SQUARE, DEWAS NAKA |
| City | Indore |
| District | Indore |
| State | Madhya Pradesh |
| STD Code | 731 |
| Phone | 9243234663 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Niranjanpur, Indore branch in Indore, Madhya Pradesh is part of this network and uses the IFSC code UTIB0005813 for all electronic settlement.
About this branch
The branch is located at UPPER GROUND FLOOR, PLOT NO 1998, SCHEME NO 114 IAT SCHEME 136 SQUARE, DEWAS NAKA. It serves the Indore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005813 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's NIRANJANPUR, INDORE branch came to be assigned the code UTIB0005813.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005813, money simply cannot be routed to the NIRANJANPUR, INDORE branch electronically.
How to transfer money using IFSC UTIB0005813
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005813 across all three.
NEFT to Axis Bank, NIRANJANPUR, INDORE using IFSC UTIB0005813
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005813, and confirm that the system picks up Axis Bank – NIRANJANPUR, INDORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005813
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – NIRANJANPUR, INDORE, ensure your bank's portal accepts IFSC UTIB0005813 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank NIRANJANPUR, INDORE (IFSC UTIB0005813)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005813 in your mobile or internet banking app, and the money is credited to the NIRANJANPUR, INDORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005813 for Axis Bank – NIRANJANPUR, INDORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005813 | Yes – UTIB0005813 | Yes – UTIB0005813 |
For most retail customers crediting the Niranjanpur, Indore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's NIRANJANPUR, INDORE branch, the IFSC UTIB0005813 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Niranjanpur, Indore branch
Once you have an account at Axis Bank – NIRANJANPUR, INDORE, the IFSC UTIB0005813 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Niranjanpur, Indore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 731-9243234663.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005813
MICR & cheque-truncation details
Cheques drawn on the Niranjanpur, Indore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005813 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UTIB0005813
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the NIRANJANPUR, INDORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005813 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0005813
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – NIRANJANPUR, INDORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005813. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Niranjanpur, Indore branch
The branch is located at UPPER GROUND FLOOR, PLOT NO 1998, SCHEME NO 114 IAT SCHEME 136 SQUARE, DEWAS NAKA, which puts it inside Indore, the broader Indore district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Niranjanpur, Indore branch” — the verified location pin for IFSC UTIB0005813 should appear at the top of the results.
- Confirm the branch is open by calling 731-9243234663 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005813 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005813 for Axis Bank – NIRANJANPUR, INDORE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Niranjanpur, Indore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005813, however, work 24x7.
Branch address & contact
Axis BankNiranjanpur, Indore Branch
UPPER GROUND FLOOR, PLOT NO 1998, SCHEME NO 114 IAT SCHEME 136 SQUARE, DEWAS NAKA
Indore, Madhya Pradesh
Phone: 731-9243234663
IFSC: UTIB0005813
Frequently asked questions
Can I use IFSC UTIB0005813 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005813 to send funds instantly.
Where is Axis Bank Niranjanpur, Indore branch located?
Axis Bank's Niranjanpur, Indore branch is located at UPPER GROUND FLOOR, PLOT NO 1998, SCHEME NO 114 IAT SCHEME 136 SQUARE, DEWAS NAKA, Indore, Madhya Pradesh.
What is the phone number of Axis Bank Niranjanpur, Indore branch?
You can reach the branch at 731-9243234663 during regular banking hours.
What is the IFSC code of Axis Bank Niranjanpur, Indore branch?
The IFSC code of Axis Bank, Niranjanpur, Indore branch is UTIB0005813. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0005813 valid for NEFT and RTGS?
Yes. IFSC UTIB0005813 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Niranjanpur, Indore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005813, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0005813 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Niranjanpur, Indore reflect within 30 minutes.
Final notes
To recap: UTIB0005813 is the IFSC code of Axis Bank, NIRANJANPUR, INDORE branch, in INDORE, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
