Use this page as a one-stop reference for everything related to Axis Bank's ICHAPUR branch in ICHAPUR, WEST BENGAL. The branch's IFSC code UTIB0002880 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – ICHAPUR is UTIB0002880. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002880 map to this branch in ICHAPUR, WEST BENGAL.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ichapur branch in Ichapur, West Bengal is part of this network and uses the IFSC code UTIB0002880 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ichapur |
| IFSC Code | UTIB0002880 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLR BRAJANATH PAL STREET OPP ORDNANCE FACTORIES HOSPITAL ICHAPUR PIN 743144 |
| City | Ichapur |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 25616186 |
About the Ichapur branch
The Ichapur branch of Axis Bank is situated at GR FLR BRAJANATH PAL STREET OPP ORDNANCE FACTORIES HOSPITAL ICHAPUR PIN 743144. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002880 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ICHAPUR of Axis Bank — its own 11-character IFSC. The code UTIB0002880 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0002880 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ichapur branch is mapped to IFSC UTIB0002880 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002880.
Products and services
Customers walking into the Ichapur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002880
How to transfer money using IFSC UTIB0002880
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002880 across all three.
How to use IFSC UTIB0002880 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's ICHAPUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0002880.
- Confirm the bank name auto-populates as Axis Bank and the branch as ICHAPUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0002880
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ICHAPUR, ensure your bank's portal accepts IFSC UTIB0002880 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank ICHAPUR (IFSC UTIB0002880)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002880 in your mobile or internet banking app, and the money is credited to the ICHAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002880 for Axis Bank – ICHAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002880 | Yes – UTIB0002880 | Yes – UTIB0002880 |
For most retail customers crediting the Ichapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002880
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – ICHAPUR is still mapped to IFSC UTIB0002880. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002880 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Ichapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002880 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Ichapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002880 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ICHAPUR:
- The IFSC is exactly UTIB0002880 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and ICHAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ichapur branch sits at GR FLR BRAJANATH PAL STREET OPP ORDNANCE FACTORIES HOSPITAL ICHAPUR PIN 743144. If you are travelling from outside Ichapur, search for the branch on a maps application using the bank name and locality, or call 33-25616186 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002880 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002880 for Axis Bank – ICHAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ichapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002880, however, work 24x7.
Branch address & contact
Axis BankIchapur Branch
GR FLR BRAJANATH PAL STREET OPP ORDNANCE FACTORIES HOSPITAL ICHAPUR PIN 743144
Ichapur, West Bengal
Phone: 33-25616186
IFSC: UTIB0002880
Frequently asked questions
What is the phone number of Axis Bank Ichapur branch?
You can reach the branch at 33-25616186 during regular banking hours.
Where is Axis Bank Ichapur branch located?
Axis Bank's Ichapur branch is located at GR FLR BRAJANATH PAL STREET OPP ORDNANCE FACTORIES HOSPITAL ICHAPUR PIN 743144, Ichapur, West Bengal.
How quickly will an NEFT transfer using UTIB0002880 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ichapur reflect within 30 minutes.
What is the IFSC code of Axis Bank Ichapur branch?
The IFSC code of Axis Bank, Ichapur branch is UTIB0002880. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ichapur branch but serve different purposes.
How do I add Axis Bank Ichapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002880, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002880 valid for NEFT and RTGS?
Yes. IFSC UTIB0002880 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0002880 is the IFSC code of Axis Bank, ICHAPUR branch, in ICHAPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
