IFSC Code of Axis Bank, Ichalkaranji, Maharashtra Branch, Maharashtra

Below are the complete branch details for Axis Bank, ICHALKARANJI, MAHARASHTRA branch, located in ICHALKARANJI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0000606. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0000606 for Axis Bank – ICHALKARANJI, MAHARASHTRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0000606 is the IFSC of Axis Bank's ICHALKARANJI, MAHARASHTRA branch. The format is fixed: UTIB = bank code, 0 = reserved, 000606 = branch identifier.

Branch details at a glance

About Axis Bank

Axis Bank operates a wide network of branches across India, including the Ichalkaranji, Maharashtra branch in Ichalkaranji. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0000606.

About this branch

The branch is located at WARD NO.9, BUILDING NO. 120 PLOT NO.78, ICHALKARANJI CO-OP ESTATE KOLHAPUR ROAD, ICHALKARANJI 416 115, , MAHARASHTRA. It serves the Ichalkaranji region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0000606 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's ICHALKARANJI, MAHARASHTRA branch came to be assigned the code UTIB0000606.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0000606, money simply cannot be routed to the ICHALKARANJI, MAHARASHTRA branch electronically.

How to transfer money using IFSC UTIB0000606

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0000606 across all three.

NEFT to Axis Bank, ICHALKARANJI, MAHARASHTRA using IFSC UTIB0000606

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0000606, and confirm that the system picks up Axis Bank – ICHALKARANJI, MAHARASHTRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ICHALKARANJI, MAHARASHTRA

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's ICHALKARANJI, MAHARASHTRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0000606 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – ICHALKARANJI, MAHARASHTRA, use IMPS. With IFSC UTIB0000606 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0000606 for Axis Bank – ICHALKARANJI, MAHARASHTRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ichalkaranji, Maharashtra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ICHALKARANJI, MAHARASHTRA branch, the IFSC UTIB0000606 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ichalkaranji, Maharashtra branch is mapped to IFSC UTIB0000606 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0000606.

Banking services available

The Ichalkaranji, Maharashtra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0000606

MICR & cheque-truncation details

Cheques drawn on the Ichalkaranji, Maharashtra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0000606 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTIB0000606

Axis Bank customers can register for net banking and the bank's official mobile app once their account at the ICHALKARANJI, MAHARASHTRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0000606 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ICHALKARANJI, MAHARASHTRA:

• The IFSC is exactly UTIB0000606 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and ICHALKARANJI, MAHARASHTRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ichalkaranji, Maharashtra branch sits at WARD NO.9, BUILDING NO. 120 PLOT NO.78, ICHALKARANJI CO-OP ESTATE KOLHAPUR ROAD, ICHALKARANJI 416 115, , MAHARASHTRA. If you are travelling from outside Ichalkaranji, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0000606 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0000606 for Axis Bank – ICHALKARANJI, MAHARASHTRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ichalkaranji, Maharashtra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0000606, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0000606 belongs to Axis Bank's ICHALKARANJI, MAHARASHTRA branch, located at WARD NO.9, BUILDING NO. 120 PLOT NO.78, ICHALKARANJI CO-OP ESTATE KOLHAPUR… in ICHALKARANJI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.