Below are the complete branch details for Axis Bank, RAMNAGAR MAIN ROAD branch, located in HYDERABAD, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004508. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004508 for Axis Bank – RAMNAGAR MAIN ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – RAMNAGAR MAIN ROAD is UTIB0004508. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004508 map to this branch in HYDERABAD, TELANGANA.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ramnagar Main Road |
| IFSC Code | UTIB0004508 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, D.NO 1 9 20 B 4 1, RAMNAGAR MAIN ROAD |
| City | Hyderabad |
| District | Hyderabad |
| State | Telangana |
| STD Code | 40 |
| Phone | 27650007 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ramnagar Main Road branch — IFSC UTIB0004508 — extends the bank's services to customers in and around Hyderabad, Telangana.
About this branch
The branch is located at GROUND FLOOR, D.NO 1 9 20 B 4 1, RAMNAGAR MAIN ROAD. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004508 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMNAGAR MAIN ROAD of Axis Bank — its own 11-character IFSC. The code UTIB0004508 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004508 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0004508
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004508 across all three.
NEFT to Axis Bank, RAMNAGAR MAIN ROAD using IFSC UTIB0004508
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004508, and confirm that the system picks up Axis Bank – RAMNAGAR MAIN ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAMNAGAR MAIN ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RAMNAGAR MAIN ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004508 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – RAMNAGAR MAIN ROAD, use IMPS. With IFSC UTIB0004508 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004508 for Axis Bank – RAMNAGAR MAIN ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004508 | Yes – UTIB0004508 | Yes – UTIB0004508 |
For most retail customers crediting the Ramnagar Main Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RAMNAGAR MAIN ROAD branch, the IFSC UTIB0004508 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ramnagar Main Road branch
Once you have an account at Axis Bank – RAMNAGAR MAIN ROAD, the IFSC UTIB0004508 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ramnagar Main Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-27650007.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004508
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004508 and the account number together uniquely identify the Ramnagar Main Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004508
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RAMNAGAR MAIN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004508 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RAMNAGAR MAIN ROAD:
- The IFSC is exactly UTIB0004508 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and RAMNAGAR MAIN ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ramnagar Main Road branch sits at GROUND FLOOR, D.NO 1 9 20 B 4 1, RAMNAGAR MAIN ROAD. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-27650007 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004508 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004508 for Axis Bank – RAMNAGAR MAIN ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Ramnagar Main Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004508 continue to work without interruption.
Branch address & contact
Axis BankRamnagar Main Road Branch
GROUND FLOOR, D.NO 1 9 20 B 4 1, RAMNAGAR MAIN ROAD
Hyderabad, Telangana
Phone: 40-27650007
IFSC: UTIB0004508
Frequently asked questions
Can I use IFSC UTIB0004508 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004508 to send funds instantly.
How quickly will an NEFT transfer using UTIB0004508 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ramnagar Main Road reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ramnagar Main Road branch but serve different purposes.
What is the phone number of Axis Bank Ramnagar Main Road branch?
You can reach the branch at 40-27650007 during regular banking hours.
Is IFSC UTIB0004508 valid for NEFT and RTGS?
Yes. IFSC UTIB0004508 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004508 the same for all accounts at Ramnagar Main Road branch?
Yes. The IFSC UTIB0004508 is shared by every account held at Axis Bank's Ramnagar Main Road branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0004508 belongs to Axis Bank's RAMNAGAR MAIN ROAD branch, located at GROUND FLOOR, D.NO 1 9 20 B 4 1, RAMNAGAR MAIN ROAD in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
