Below are the complete branch details for Axis Bank, IMAGE GARDEN branch, located in HYDERABAD, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004856. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004856 for Axis Bank – IMAGE GARDEN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004856 is the IFSC of Axis Bank's IMAGE GARDEN branch. The format is fixed: UTIB = bank code, 0 = reserved, 004856 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Image Garden |
| IFSC Code | UTIB0004856 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, D NO 1 98 BY 9 BY 3 BY 23, SAMRIDHI VASYAM, SITUATED AT MADHAPUR |
| City | Hyderabad |
| District | Hyderabad |
| State | Telangana |
| STD Code | 40 |
| Phone | 29304124 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Image Garden branch in Hyderabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004856.
About this branch
The branch is located at GROUND FLOOR, D NO 1 98 BY 9 BY 3 BY 23, SAMRIDHI VASYAM, SITUATED AT MADHAPUR. It serves the Hyderabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004856 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's IMAGE GARDEN branch came to be assigned the code UTIB0004856.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004856, money simply cannot be routed to the IMAGE GARDEN branch electronically.
How to transfer money using IFSC UTIB0004856
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004856 across all three.
How to use IFSC UTIB0004856 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's IMAGE GARDEN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004856.
- Confirm the bank name auto-populates as Axis Bank and the branch as IMAGE GARDEN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to IMAGE GARDEN
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's IMAGE GARDEN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004856 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank IMAGE GARDEN (IFSC UTIB0004856)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004856 in your mobile or internet banking app, and the money is credited to the IMAGE GARDEN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Image Garden
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004856:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at IMAGE GARDEN is still linked to IFSC UTIB0004856.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0004856
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – IMAGE GARDEN is still mapped to IFSC UTIB0004856. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004856 and the beneficiary's account number to complete the transfer.
Account types you can open at the Image Garden branch
Once you have an account at Axis Bank – IMAGE GARDEN, the IFSC UTIB0004856 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Image Garden branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004856
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004856 and the account number together uniquely identify the Image Garden branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004856
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the IMAGE GARDEN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004856 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0004856
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – IMAGE GARDEN, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004856. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Image Garden branch sits at GROUND FLOOR, D NO 1 98 BY 9 BY 3 BY 23, SAMRIDHI VASYAM, SITUATED AT MADHAPUR. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-29304124 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004856 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004856 for Axis Bank – IMAGE GARDEN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Image Garden are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004856 continue to work without interruption.
Branch address & contact
Axis BankImage Garden Branch
GROUND FLOOR, D NO 1 98 BY 9 BY 3 BY 23, SAMRIDHI VASYAM, SITUATED AT MADHAPUR
Hyderabad, Telangana
Phone: 40-29304124
IFSC: UTIB0004856
Frequently asked questions
Is IFSC UTIB0004856 valid for NEFT and RTGS?
Yes. IFSC UTIB0004856 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0004856 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Image Garden reflect within 30 minutes.
What is the phone number of Axis Bank Image Garden branch?
You can reach the branch at 40-29304124 during regular banking hours.
Is IFSC UTIB0004856 the same for all accounts at Image Garden branch?
Yes. The IFSC UTIB0004856 is shared by every account held at Axis Bank's Image Garden branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Image Garden branch?
The IFSC code of Axis Bank, Image Garden branch is UTIB0004856. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Image Garden branch located?
Axis Bank's Image Garden branch is located at GROUND FLOOR, D NO 1 98 BY 9 BY 3 BY 23, SAMRIDHI VASYAM, SITUATED AT MADHAPUR, Hyderabad, Telangana.
Does Axis Bank Image Garden branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-29304124 to confirm.
Summary
The IFSC code UTIB0004856 belongs to Axis Bank's IMAGE GARDEN branch, located at GROUND FLOOR, D NO 1 98 BY 9 BY 3 BY 23, SAMRIDHI VASYAM, SITUATED AT MADHAPUR in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
