Below are the complete branch details for Axis Bank, GAJULARAMARAM branch, located in HYDERABAD, TELANGANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005584. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005584 for Axis Bank – GAJULARAMARAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005584 is the IFSC of Axis Bank's GAJULARAMARAM branch. The format is fixed: UTIB = bank code, 0 = reserved, 005584 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gajularamaram branch in Hyderabad, Telangana is part of this network and uses the IFSC code UTIB0005584 for all electronic settlement.
Gajularamaram branch overview
Located at GROUND FLOOR, PLOT NO 1086, 1087, SRINIVASA ENCLAVE, JEEDIMETLA, GAJULARAMARAM, HYDERABAD 500055, the Gajularamaram branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005584 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gajularamaram |
| IFSC Code | UTIB0005584 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, PLOT NO 1086, 1087, SRINIVASA ENCLAVE, JEEDIMETLA, GAJULARAMARAM, HYDERABAD 500055 |
| City | Hyderabad |
| District | Hyderabad |
| State | Telangana |
| STD Code | 40 |
| Phone | 9966935544 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GAJULARAMARAM branch came to be assigned the code UTIB0005584.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005584, money simply cannot be routed to the GAJULARAMARAM branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005584 and the account number together uniquely identify the Gajularamaram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005584
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005584 across all three.
NEFT to Axis Bank, GAJULARAMARAM using IFSC UTIB0005584
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005584, and confirm that the system picks up Axis Bank – GAJULARAMARAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GAJULARAMARAM
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's GAJULARAMARAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005584 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GAJULARAMARAM, use IMPS. With IFSC UTIB0005584 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005584 for Axis Bank – GAJULARAMARAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005584 | Yes – UTIB0005584 | Yes – UTIB0005584 |
For most retail customers crediting the Gajularamaram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GAJULARAMARAM branch, the IFSC UTIB0005584 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gajularamaram branch is mapped to IFSC UTIB0005584 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005584.
Banking services available
The Gajularamaram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 40-9966935544.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005584
Digital banking channels
Most day-to-day work that customers used to do at the Gajularamaram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005584 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Gajularamaram branch sits at GROUND FLOOR, PLOT NO 1086, 1087, SRINIVASA ENCLAVE, JEEDIMETLA, GAJULARAMARAM, HYDERABAD 500055. If you are travelling from outside Hyderabad, search for the branch on a maps application using the bank name and locality, or call 40-9966935544 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005584 and your account number.
Common mistakes to avoid when using IFSC UTIB0005584
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – GAJULARAMARAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005584. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Gajularamaram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005584 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005584 for Axis Bank – GAJULARAMARAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankGajularamaram Branch
GROUND FLOOR, PLOT NO 1086, 1087, SRINIVASA ENCLAVE, JEEDIMETLA, GAJULARAMARAM, HYDERABAD 500055
Hyderabad, Telangana
Phone: 40-9966935544
IFSC: UTIB0005584
Frequently asked questions
What is the phone number of Axis Bank Gajularamaram branch?
You can reach the branch at 40-9966935544 during regular banking hours.
Is IFSC UTIB0005584 valid for NEFT and RTGS?
Yes. IFSC UTIB0005584 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gajularamaram branch but serve different purposes.
What is the IFSC code of Axis Bank Gajularamaram branch?
The IFSC code of Axis Bank, Gajularamaram branch is UTIB0005584. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0005584 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gajularamaram reflect within 30 minutes.
Is IFSC UTIB0005584 the same for all accounts at Gajularamaram branch?
Yes. The IFSC UTIB0005584 is shared by every account held at Axis Bank's Gajularamaram branch. Only the account number changes from customer to customer.
How do I add Axis Bank Gajularamaram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005584, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Axis Bank Gajularamaram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 40-9966935544 to confirm.
Summary
The IFSC code UTIB0005584 belongs to Axis Bank's GAJULARAMARAM branch, located at GROUND FLOOR, PLOT NO 1086, 1087, SRINIVASA ENCLAVE, JEEDIMETLA,… in HYDERABAD, TELANGANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
