If you are searching for the IFSC code of Axis Bank, SAKOTALA DHULAGARH branch in HOWRAH, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UTIB0005730. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAKOTALA DHULAGARH branch, and detailed step-by-step guides for using the IFSC UTIB0005730 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SAKOTALA DHULAGARH branch, the IFSC UTIB0005730 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005730 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sakotala Dhulagarh branch in Howrah, West Bengal is part of this network and uses the IFSC code UTIB0005730 for all electronic settlement.
About the Sakotala Dhulagarh branch
The Sakotala Dhulagarh branch of Axis Bank is situated at GROUND FLOOR, JUJARSHAHA ROAD, SAKOTALA BUS STOP. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005730 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sakotala Dhulagarh |
| IFSC Code | UTIB0005730 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, JUJARSHAHA ROAD, SAKOTALA BUS STOP |
| City | Howrah |
| District | Howrah |
| State | West Bengal |
| STD Code | 33 |
| Phone | 9937280070 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SAKOTALA DHULAGARH branch came to be assigned the code UTIB0005730.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005730, money simply cannot be routed to the SAKOTALA DHULAGARH branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005730 and the account number together uniquely identify the Sakotala Dhulagarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005730
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005730 across all three.
NEFT to Axis Bank, SAKOTALA DHULAGARH using IFSC UTIB0005730
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005730, and confirm that the system picks up Axis Bank – SAKOTALA DHULAGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SAKOTALA DHULAGARH
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SAKOTALA DHULAGARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005730 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank SAKOTALA DHULAGARH (IFSC UTIB0005730)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005730 in your mobile or internet banking app, and the money is credited to the SAKOTALA DHULAGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005730 for Axis Bank – SAKOTALA DHULAGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005730 | Yes – UTIB0005730 | Yes – UTIB0005730 |
For most retail customers crediting the Sakotala Dhulagarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's SAKOTALA DHULAGARH branch, the IFSC UTIB0005730 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Sakotala Dhulagarh branch is mapped to IFSC UTIB0005730 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005730.
Banking services available
The Sakotala Dhulagarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-9937280070.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005730
Digital banking channels
Most day-to-day work that customers used to do at the Sakotala Dhulagarh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005730 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Sakotala Dhulagarh branch
The branch is located at GROUND FLOOR, JUJARSHAHA ROAD, SAKOTALA BUS STOP, which puts it inside Howrah, the broader Howrah district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sakotala Dhulagarh branch” — the verified location pin for IFSC UTIB0005730 should appear at the top of the results.
- Confirm the branch is open by calling 33-9937280070 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005730 and your account number.
Common mistakes to avoid when using IFSC UTIB0005730
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SAKOTALA DHULAGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005730. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sakotala Dhulagarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005730, however, work 24x7.
Verifying IFSC UTIB0005730 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005730 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-9937280070.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSakotala Dhulagarh Branch
GROUND FLOOR, JUJARSHAHA ROAD, SAKOTALA BUS STOP
Howrah, West Bengal
Phone: 33-9937280070
IFSC: UTIB0005730
Frequently asked questions
How do I add Axis Bank Sakotala Dhulagarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005730, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Sakotala Dhulagarh branch located?
Axis Bank's Sakotala Dhulagarh branch is located at GROUND FLOOR, JUJARSHAHA ROAD, SAKOTALA BUS STOP, Howrah, West Bengal.
Is IFSC UTIB0005730 valid for NEFT and RTGS?
Yes. IFSC UTIB0005730 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Sakotala Dhulagarh branch?
The IFSC code of Axis Bank, Sakotala Dhulagarh branch is UTIB0005730. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0005730 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sakotala Dhulagarh reflect within 30 minutes.
Can I use IFSC UTIB0005730 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005730 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sakotala Dhulagarh branch but serve different purposes.
Is IFSC UTIB0005730 the same for all accounts at Sakotala Dhulagarh branch?
Yes. The IFSC UTIB0005730 is shared by every account held at Axis Bank's Sakotala Dhulagarh branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0005730 belongs to Axis Bank's SAKOTALA DHULAGARH branch, located at GROUND FLOOR, JUJARSHAHA ROAD, SAKOTALA BUS STOP in HOWRAH, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
