Below are the complete branch details for Axis Bank, RAILWAY STATION ROAD branch, located in HOSUR, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002812. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002812 for Axis Bank – RAILWAY STATION ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – RAILWAY STATION ROAD is UTIB0002812. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002812 map to this branch in HOSUR, TAMIL NADU.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Railway Station Road branch in Hosur, Tamil Nadu is part of this network and uses the IFSC code UTIB0002812 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Railway Station Road |
| IFSC Code | UTIB0002812 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 12 DENKANIKOTA MAIN ROAD CS NAGAR HOSUR 635109 |
| City | Hosur |
| District | Krishnagiri |
| State | Tamil Nadu |
| STD Code | 4344 |
| Phone | 224291 |
About this branch
The branch is located at NO 12 DENKANIKOTA MAIN ROAD CS NAGAR HOSUR 635109. It serves the Hosur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0002812 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RAILWAY STATION ROAD branch came to be assigned the code UTIB0002812.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002812, money simply cannot be routed to the RAILWAY STATION ROAD branch electronically.
Products and account variants supported
Every account opened at the Railway Station Road branch is mapped to IFSC UTIB0002812 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002812.
Banking services available
The Railway Station Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 4344-224291.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002812
How to transfer money using IFSC UTIB0002812
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002812 across all three.
NEFT to Axis Bank, RAILWAY STATION ROAD using IFSC UTIB0002812
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002812, and confirm that the system picks up Axis Bank – RAILWAY STATION ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002812
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – RAILWAY STATION ROAD, ensure your bank's portal accepts IFSC UTIB0002812 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank RAILWAY STATION ROAD (IFSC UTIB0002812)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002812 in your mobile or internet banking app, and the money is credited to the RAILWAY STATION ROAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002812 for Axis Bank – RAILWAY STATION ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002812 | Yes – UTIB0002812 | Yes – UTIB0002812 |
For most retail customers crediting the Railway Station Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RAILWAY STATION ROAD branch, the IFSC UTIB0002812 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0002812
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RAILWAY STATION ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002812 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002812 and the account number together uniquely identify the Railway Station Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0002812
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – RAILWAY STATION ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002812. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Railway Station Road branch sits at NO 12 DENKANIKOTA MAIN ROAD CS NAGAR HOSUR 635109. If you are travelling from outside Hosur, search for the branch on a maps application using the bank name and locality, or call 4344-224291 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002812 and your account number.
Verifying IFSC UTIB0002812 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002812 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4344-224291.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Railway Station Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002812 continue to work without interruption.
Branch address & contact
Axis BankRailway Station Road Branch
NO 12 DENKANIKOTA MAIN ROAD CS NAGAR HOSUR 635109
Hosur, Tamil Nadu
Phone: 4344-224291
IFSC: UTIB0002812
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Railway Station Road branch but serve different purposes.
What is the IFSC code of Axis Bank Railway Station Road branch?
The IFSC code of Axis Bank, Railway Station Road branch is UTIB0002812. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0002812 the same for all accounts at Railway Station Road branch?
Yes. The IFSC UTIB0002812 is shared by every account held at Axis Bank's Railway Station Road branch. Only the account number changes from customer to customer.
How do I add Axis Bank Railway Station Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002812, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002812 valid for NEFT and RTGS?
Yes. IFSC UTIB0002812 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0002812 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002812 to send funds instantly.
Final notes
To recap: UTIB0002812 is the IFSC code of Axis Bank, RAILWAY STATION ROAD branch, in HOSUR, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
