This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, SAHAKARI JIN ROAD, HIMATNAGAR branch in HIMATNAGAR. The 11-digit IFSC UTIB0004759 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the SAHAKARI JIN ROAD, HIMATNAGAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SAHAKARI JIN ROAD, HIMATNAGAR branch, the IFSC UTIB0004759 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004759 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahakari Jin Road, Himatnagar branch in Himatnagar, Gujarat is part of this network and uses the IFSC code UTIB0004759 for all electronic settlement.
About the Sahakari Jin Road, Himatnagar branch
The Sahakari Jin Road, Himatnagar branch of Axis Bank is situated at GROUND FLOOR, SHOP NO 1, 2, 3, 4 AND 5, PRATHAM SQUARE, SAHAKARI JIN ROAD, HIMATNAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004759 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sahakari Jin Road, Himatnagar |
| IFSC Code | UTIB0004759 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO 1, 2, 3, 4 AND 5, PRATHAM SQUARE, SAHAKARI JIN ROAD, HIMATNAGAR |
| City | Himatnagar |
| District | Sabarkantha |
| State | Gujarat |
| STD Code | 2772 |
| Phone | 8306448087 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SAHAKARI JIN ROAD, HIMATNAGAR branch came to be assigned the code UTIB0004759.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004759, money simply cannot be routed to the SAHAKARI JIN ROAD, HIMATNAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004759 and the account number together uniquely identify the Sahakari Jin Road, Himatnagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004759
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004759 across all three.
NEFT to Axis Bank, SAHAKARI JIN ROAD, HIMATNAGAR using IFSC UTIB0004759
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004759, and confirm that the system picks up Axis Bank – SAHAKARI JIN ROAD, HIMATNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0004759
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SAHAKARI JIN ROAD, HIMATNAGAR, ensure your bank's portal accepts IFSC UTIB0004759 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SAHAKARI JIN ROAD, HIMATNAGAR (IFSC UTIB0004759)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004759 in your mobile or internet banking app, and the money is credited to the SAHAKARI JIN ROAD, HIMATNAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004759 for Axis Bank – SAHAKARI JIN ROAD, HIMATNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004759 | Yes – UTIB0004759 | Yes – UTIB0004759 |
For most retail customers crediting the Sahakari Jin Road, Himatnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004759
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SAHAKARI JIN ROAD, HIMATNAGAR is still mapped to IFSC UTIB0004759. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004759 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sahakari Jin Road, Himatnagar branch is mapped to IFSC UTIB0004759 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004759.
Products and services
Customers walking into the Sahakari Jin Road, Himatnagar branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004759
Online banking and IFSC UTIB0004759
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SAHAKARI JIN ROAD, HIMATNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004759 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Sahakari Jin Road, Himatnagar branch
The branch is located at GROUND FLOOR, SHOP NO 1, 2, 3, 4 AND 5, PRATHAM SQUARE, SAHAKARI JIN ROAD, HIMATNAGAR, which puts it inside Himatnagar, the broader Sabarkantha district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Sahakari Jin Road, Himatnagar branch” — the verified location pin for IFSC UTIB0004759 should appear at the top of the results.
- Confirm the branch is open by calling 2772-8306448087 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004759 and your account number.
Common mistakes to avoid when using IFSC UTIB0004759
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SAHAKARI JIN ROAD, HIMATNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004759. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sahakari Jin Road, Himatnagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004759 continue to work without interruption.
Verifying IFSC UTIB0004759 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004759 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2772-8306448087.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankSahakari Jin Road, Himatnagar Branch
GROUND FLOOR, SHOP NO 1, 2, 3, 4 AND 5, PRATHAM SQUARE, SAHAKARI JIN ROAD, HIMATNAGAR
Himatnagar, Gujarat
Phone: 2772-8306448087
IFSC: UTIB0004759
Frequently asked questions
Is IFSC UTIB0004759 the same for all accounts at Sahakari Jin Road, Himatnagar branch?
Yes. The IFSC UTIB0004759 is shared by every account held at Axis Bank's Sahakari Jin Road, Himatnagar branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sahakari Jin Road, Himatnagar branch but serve different purposes.
How do I add Axis Bank Sahakari Jin Road, Himatnagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004759, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UTIB0004759 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sahakari Jin Road, Himatnagar reflect within 30 minutes.
What is the IFSC code of Axis Bank Sahakari Jin Road, Himatnagar branch?
The IFSC code of Axis Bank, Sahakari Jin Road, Himatnagar branch is UTIB0004759. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0004759 valid for NEFT and RTGS?
Yes. IFSC UTIB0004759 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0004759 is the IFSC code of Axis Bank, SAHAKARI JIN ROAD, HIMATNAGAR branch, in HIMATNAGAR, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
