Below are the complete branch details for Axis Bank, HILSA branch, located in HILSA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005746. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005746 for Axis Bank – HILSA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005746 is the IFSC of Axis Bank's HILSA branch. The format is fixed: UTIB = bank code, 0 = reserved, 005746 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Hilsa branch — IFSC UTIB0005746 — extends the bank's services to customers in and around Hilsa, Bihar.
Hilsa branch overview
Located at UPPER GROUND FLOOR, FATUHA ISLAMPUR MAIN ROAD, NEAR KHAKHI BABA CHOWK BAJRANGBAG HILSA DIST NALANDA, PO PS HILSA, STATE BIHAR, PINCODE 801302, the Hilsa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005746 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Hilsa |
| IFSC Code | UTIB0005746 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR, FATUHA ISLAMPUR MAIN ROAD, NEAR KHAKHI BABA CHOWK BAJRANGBAG HILSA DIST NALANDA, PO PS HILSA, STATE BIHAR, PINCODE 801302 |
| City | Hilsa |
| District | Nalanda |
| State | Bihar |
| STD Code | 6111 |
| Phone | 9709798282 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's HILSA branch came to be assigned the code UTIB0005746.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005746, money simply cannot be routed to the HILSA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Hilsa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005746 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0005746
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005746 across all three.
NEFT to Axis Bank, HILSA using IFSC UTIB0005746
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005746, and confirm that the system picks up Axis Bank – HILSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HILSA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's HILSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005746 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – HILSA, use IMPS. With IFSC UTIB0005746 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005746 for Axis Bank – HILSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005746 | Yes – UTIB0005746 | Yes – UTIB0005746 |
For most retail customers crediting the Hilsa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005746
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – HILSA is still mapped to IFSC UTIB0005746. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005746 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Hilsa branch is mapped to IFSC UTIB0005746 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005746.
Products and services
Customers walking into the Hilsa branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005746
Digital banking channels
Most day-to-day work that customers used to do at the Hilsa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005746 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Hilsa branch sits at UPPER GROUND FLOOR, FATUHA ISLAMPUR MAIN ROAD, NEAR KHAKHI BABA CHOWK BAJRANGBAG HILSA DIST NALANDA, PO PS HILSA, STATE BIHAR, PINCODE 801302. If you are travelling from outside Hilsa, search for the branch on a maps application using the bank name and locality, or call 6111-9709798282 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005746 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – HILSA:
- The IFSC is exactly UTIB0005746 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and HILSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Hilsa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005746 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005746 for Axis Bank – HILSA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankHilsa Branch
UPPER GROUND FLOOR, FATUHA ISLAMPUR MAIN ROAD, NEAR KHAKHI BABA CHOWK BAJRANGBAG HILSA DIST NALANDA, PO PS HILSA, STATE BIHAR, PINCODE 801302
Hilsa, Bihar
Phone: 6111-9709798282
IFSC: UTIB0005746
Frequently asked questions
Where is Axis Bank Hilsa branch located?
Axis Bank's Hilsa branch is located at UPPER GROUND FLOOR, FATUHA ISLAMPUR MAIN ROAD, NEAR KHAKHI BABA CHOWK BAJRANGBAG HILSA DIST NALANDA, PO PS HILSA, STATE BIHAR, PINCODE 801302, Hilsa, Bihar.
Is IFSC UTIB0005746 the same for all accounts at Hilsa branch?
Yes. The IFSC UTIB0005746 is shared by every account held at Axis Bank's Hilsa branch. Only the account number changes from customer to customer.
Is IFSC UTIB0005746 valid for NEFT and RTGS?
Yes. IFSC UTIB0005746 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Hilsa branch?
The IFSC code of Axis Bank, Hilsa branch is UTIB0005746. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using UTIB0005746 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Hilsa reflect within 30 minutes.
How do I add Axis Bank Hilsa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005746, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0005746 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005746 to send funds instantly.
Summary
The IFSC code UTIB0005746 belongs to Axis Bank's HILSA branch, located at UPPER GROUND FLOOR, FATUHA ISLAMPUR MAIN ROAD, NEAR KHAKHI BABA CHOWK… in HILSA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
