Use this page as a one-stop reference for everything related to Axis Bank's HATSINGIMARI branch in HATSINGIMARI, ASSAM. The branch's IFSC code UTIB0003782 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003782 is the IFSC of Axis Bank's HATSINGIMARI branch. The format is fixed: UTIB = bank code, 0 = reserved, 003782 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Hatsingimari branch in Hatsingimari. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003782.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Hatsingimari |
| IFSC Code | UTIB0003782 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AXIS BANK LTD, HATSINGIMARI BRANCH, GROUND FLOOR, MANKACHAR ROAD, NEAR HATSINGIMARI BUS STAND,DIST SOUTH SALMARA MANKACHAR ,PIN 783135, ASSAM |
| City | Hatsingimari |
| District | South Salmara-Mankachar |
| State | Assam |
| STD Code | 3662 |
| Phone | 286351 |
About this branch
The branch is located at AXIS BANK LTD, HATSINGIMARI BRANCH, GROUND FLOOR, MANKACHAR ROAD, NEAR HATSINGIMARI BUS STAND,DIST SOUTH SALMARA MANKACHAR ,PIN 783135, ASSAM. It serves the Hatsingimari region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003782 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's HATSINGIMARI branch came to be assigned the code UTIB0003782.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003782, money simply cannot be routed to the HATSINGIMARI branch electronically.
Account types you can open at the Hatsingimari branch
Once you have an account at Axis Bank – HATSINGIMARI, the IFSC UTIB0003782 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Hatsingimari branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003782
How to transfer money using IFSC UTIB0003782
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003782 across all three.
NEFT to Axis Bank, HATSINGIMARI using IFSC UTIB0003782
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003782, and confirm that the system picks up Axis Bank – HATSINGIMARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003782
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – HATSINGIMARI, ensure your bank's portal accepts IFSC UTIB0003782 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – HATSINGIMARI, use IMPS. With IFSC UTIB0003782 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Hatsingimari
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003782:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HATSINGIMARI is still linked to IFSC UTIB0003782.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's HATSINGIMARI branch, the IFSC UTIB0003782 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Hatsingimari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003782 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Hatsingimari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003782 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0003782
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – HATSINGIMARI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003782. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Hatsingimari branch
The branch is located at AXIS BANK LTD, HATSINGIMARI BRANCH, GROUND FLOOR, MANKACHAR ROAD, NEAR HATSINGIMARI BUS STAND,DIST SOUTH SALMARA MANKACHAR ,PIN 783135, ASSAM, which puts it inside Hatsingimari, the broader South Salmara-Mankachar district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Hatsingimari branch” — the verified location pin for IFSC UTIB0003782 should appear at the top of the results.
- Confirm the branch is open by calling 3662-286351 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003782 and your account number.
Verifying IFSC UTIB0003782 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003782 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3662-286351.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hatsingimari branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003782, however, work 24x7.
Branch address & contact
Axis BankHatsingimari Branch
AXIS BANK LTD, HATSINGIMARI BRANCH, GROUND FLOOR, MANKACHAR ROAD, NEAR HATSINGIMARI BUS STAND,DIST SOUTH SALMARA MANKACHAR ,PIN 783135, ASSAM
Hatsingimari, Assam
Phone: 3662-286351
IFSC: UTIB0003782
Frequently asked questions
How quickly will an NEFT transfer using UTIB0003782 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Hatsingimari reflect within 30 minutes.
Is IFSC UTIB0003782 the same for all accounts at Hatsingimari branch?
Yes. The IFSC UTIB0003782 is shared by every account held at Axis Bank's Hatsingimari branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Hatsingimari branch?
The IFSC code of Axis Bank, Hatsingimari branch is UTIB0003782. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Hatsingimari branch located?
Axis Bank's Hatsingimari branch is located at AXIS BANK LTD, HATSINGIMARI BRANCH, GROUND FLOOR, MANKACHAR ROAD, NEAR HATSINGIMARI BUS STAND,DIST SOUTH SALMARA MANKACHAR ,PIN 783135, ASSAM, Hatsingimari, Assam.
What is the phone number of Axis Bank Hatsingimari branch?
You can reach the branch at 3662-286351 during regular banking hours.
Is IFSC UTIB0003782 valid for NEFT and RTGS?
Yes. IFSC UTIB0003782 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UTIB0003782 belongs to Axis Bank's HATSINGIMARI branch, located at AXIS BANK LTD, HATSINGIMARI BRANCH, GROUND FLOOR, MANKACHAR ROAD, NEAR… in HATSINGIMARI, ASSAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
