This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, AGRAROAD HATHRAS branch in HATHRAS. The 11-digit IFSC UTIB0005340 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the AGRAROAD HATHRAS location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's AGRAROAD HATHRAS branch, the IFSC UTIB0005340 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005340 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Agraroad Hathras branch in Hathras. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005340.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Agraroad Hathras |
| IFSC Code | UTIB0005340 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GF AND FF, ASHOK BANSAL TOWER,GHAS MANDI SWAD,MAUJA BALAPATTI SHEKHJAFAR,AGRA ALIGARH ROAD,HATHRAS |
| City | Hathras |
| District | Hathras |
| State | Uttar Pradesh |
| Phone | 9045492441 |
About the Agraroad Hathras branch
The Agraroad Hathras branch of Axis Bank is situated at GF AND FF, ASHOK BANSAL TOWER,GHAS MANDI SWAD,MAUJA BALAPATTI SHEKHJAFAR,AGRA ALIGARH ROAD,HATHRAS. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005340 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's AGRAROAD HATHRAS branch came to be assigned the code UTIB0005340.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005340, money simply cannot be routed to the AGRAROAD HATHRAS branch electronically.
Products and account variants supported
Every account opened at the Agraroad Hathras branch is mapped to IFSC UTIB0005340 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005340.
Banking services available
The Agraroad Hathras branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9045492441.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005340
How to transfer money using IFSC UTIB0005340
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005340 across all three.
How to use IFSC UTIB0005340 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's AGRAROAD HATHRAS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005340.
- Confirm the bank name auto-populates as Axis Bank and the branch as AGRAROAD HATHRAS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to AGRAROAD HATHRAS
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's AGRAROAD HATHRAS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005340 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank AGRAROAD HATHRAS (IFSC UTIB0005340)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005340 in your mobile or internet banking app, and the money is credited to the AGRAROAD HATHRAS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005340 for Axis Bank – AGRAROAD HATHRAS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005340 | Yes – UTIB0005340 | Yes – UTIB0005340 |
For most retail customers crediting the Agraroad Hathras branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005340
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – AGRAROAD HATHRAS is still mapped to IFSC UTIB0005340. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005340 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Agraroad Hathras branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005340 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Agraroad Hathras branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005340 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0005340
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – AGRAROAD HATHRAS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005340. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Agraroad Hathras branch sits at GF AND FF, ASHOK BANSAL TOWER,GHAS MANDI SWAD,MAUJA BALAPATTI SHEKHJAFAR,AGRA ALIGARH ROAD,HATHRAS. If you are travelling from outside Hathras, search for the branch on a maps application using the bank name and locality, or call 9045492441 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005340 and your account number.
Verifying IFSC UTIB0005340 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005340 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9045492441.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Agraroad Hathras branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005340, however, work 24x7.
Branch address & contact
Axis BankAgraroad Hathras Branch
GF AND FF, ASHOK BANSAL TOWER,GHAS MANDI SWAD,MAUJA BALAPATTI SHEKHJAFAR,AGRA ALIGARH ROAD,HATHRAS
Hathras, Uttar Pradesh
Phone: 9045492441
IFSC: UTIB0005340
Frequently asked questions
What is the phone number of Axis Bank Agraroad Hathras branch?
You can reach the branch at 9045492441 during regular banking hours.
Can I use IFSC UTIB0005340 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005340 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005340 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Agraroad Hathras reflect within 30 minutes.
Is IFSC UTIB0005340 the same for all accounts at Agraroad Hathras branch?
Yes. The IFSC UTIB0005340 is shared by every account held at Axis Bank's Agraroad Hathras branch. Only the account number changes from customer to customer.
How do I add Axis Bank Agraroad Hathras as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005340, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Agraroad Hathras branch but serve different purposes.
Does Axis Bank Agraroad Hathras branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9045492441 to confirm.
What is the IFSC code of Axis Bank Agraroad Hathras branch?
The IFSC code of Axis Bank, Agraroad Hathras branch is UTIB0005340. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0005340 is the IFSC code of Axis Bank, AGRAROAD HATHRAS branch, in HATHRAS, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
