IFSC Code of Axis Bank, Adarsha Pattana Sohardha Sahakari Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, ADARSHA PATTANA SOHARDHA SAHAKARI branch in HARPANAHALLI. The 11-digit IFSC UTIB0SAPSSB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the ADARSHA PATTANA SOHARDHA SAHAKARI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI is UTIB0SAPSSB. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SAPSSB map to this branch in HARPANAHALLI, KARNATAKA.

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Adarsha Pattana Sohardha Sahakari branch in Harpanahalli, Karnataka is part of this network and uses the IFSC code UTIB0SAPSSB for all electronic settlement.

About this branch

The branch is located at NO.133, JOSHI STREET, HOSPET ROAD, 583131. It serves the Harpanahalli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SAPSSB is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Axis Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ADARSHA PATTANA SOHARDHA SAHAKARI of Axis Bank — its own 11-character IFSC. The code UTIB0SAPSSB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SAPSSB the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0SAPSSB and the account number together uniquely identify the Adarsha Pattana Sohardha Sahakari branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC UTIB0SAPSSB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SAPSSB across all three.

NEFT to Axis Bank, ADARSHA PATTANA SOHARDHA SAHAKARI using IFSC UTIB0SAPSSB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SAPSSB, and confirm that the system picks up Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SAPSSB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI, ensure your bank's portal accepts IFSC UTIB0SAPSSB while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI, use IMPS. With IFSC UTIB0SAPSSB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SAPSSB for Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Adarsha Pattana Sohardha Sahakari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's ADARSHA PATTANA SOHARDHA SAHAKARI branch, the IFSC UTIB0SAPSSB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Adarsha Pattana Sohardha Sahakari branch

Once you have an account at Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI, the IFSC UTIB0SAPSSB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Adarsha Pattana Sohardha Sahakari branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8398-280545.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SAPSSB

Digital banking channels

Most day-to-day work that customers used to do at the Adarsha Pattana Sohardha Sahakari branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SAPSSB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Adarsha Pattana Sohardha Sahakari branch

The branch is located at NO.133, JOSHI STREET, HOSPET ROAD, 583131, which puts it inside Harpanahalli, the broader Davangere district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Adarsha Pattana Sohardha Sahakari branch” — the verified location pin for IFSC UTIB0SAPSSB should appear at the top of the results.
2. Confirm the branch is open by calling 8398-280545 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SAPSSB and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI:

• The IFSC is exactly UTIB0SAPSSB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and ADARSHA PATTANA SOHARDHA SAHAKARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Adarsha Pattana Sohardha Sahakari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SAPSSB continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTIB0SAPSSB for Axis Bank – ADARSHA PATTANA SOHARDHA SAHAKARI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SAPSSB belongs to Axis Bank's ADARSHA PATTANA SOHARDHA SAHAKARI branch, located at NO.133, JOSHI STREET, HOSPET ROAD, 583131 in HARPANAHALLI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.