This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, HAROA KHASBALANDA branch in HAROA. The 11-digit IFSC UTIB0005914 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the HAROA KHASBALANDA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005914 is the IFSC of Axis Bank's HAROA KHASBALANDA branch. The format is fixed: UTIB = bank code, 0 = reserved, 005914 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Haroa Khasbalanda |
| IFSC Code | UTIB0005914 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, NITYA BAZAR ROAD, PO KHASBALANDA, PS HAROA |
| City | Haroa |
| District | Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 9903358943 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Haroa Khasbalanda branch in Haroa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005914.
About the Haroa Khasbalanda branch
The Haroa Khasbalanda branch of Axis Bank is situated at GROUND FLOOR, NITYA BAZAR ROAD, PO KHASBALANDA, PS HAROA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005914 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HAROA KHASBALANDA of Axis Bank — its own 11-character IFSC. The code UTIB0005914 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005914 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005914
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005914 across all three.
How to use IFSC UTIB0005914 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's HAROA KHASBALANDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005914.
- Confirm the bank name auto-populates as Axis Bank and the branch as HAROA KHASBALANDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to HAROA KHASBALANDA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's HAROA KHASBALANDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005914 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank HAROA KHASBALANDA (IFSC UTIB0005914)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005914 in your mobile or internet banking app, and the money is credited to the HAROA KHASBALANDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005914 for Axis Bank – HAROA KHASBALANDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005914 | Yes – UTIB0005914 | Yes – UTIB0005914 |
For most retail customers crediting the Haroa Khasbalanda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's HAROA KHASBALANDA branch, the IFSC UTIB0005914 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Haroa Khasbalanda branch is mapped to IFSC UTIB0005914 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005914.
Products and services
Customers walking into the Haroa Khasbalanda branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005914
MICR & cheque-truncation details
Cheques drawn on the Haroa Khasbalanda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005914 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Haroa Khasbalanda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005914 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – HAROA KHASBALANDA:
- The IFSC is exactly UTIB0005914 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and HAROA KHASBALANDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Haroa Khasbalanda branch sits at GROUND FLOOR, NITYA BAZAR ROAD, PO KHASBALANDA, PS HAROA. If you are travelling from outside Haroa, search for the branch on a maps application using the bank name and locality, or call 33-9903358943 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005914 and your account number.
Verifying IFSC UTIB0005914 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005914 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-9903358943.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Haroa Khasbalanda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005914, however, work 24x7.
Branch address & contact
Axis BankHaroa Khasbalanda Branch
GROUND FLOOR, NITYA BAZAR ROAD, PO KHASBALANDA, PS HAROA
Haroa, West Bengal
Phone: 33-9903358943
IFSC: UTIB0005914
Frequently asked questions
Is IFSC UTIB0005914 the same for all accounts at Haroa Khasbalanda branch?
Yes. The IFSC UTIB0005914 is shared by every account held at Axis Bank's Haroa Khasbalanda branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Haroa Khasbalanda branch but serve different purposes.
How do I add Axis Bank Haroa Khasbalanda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005914, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Haroa Khasbalanda branch located?
Axis Bank's Haroa Khasbalanda branch is located at GROUND FLOOR, NITYA BAZAR ROAD, PO KHASBALANDA, PS HAROA, Haroa, West Bengal.
What is the IFSC code of Axis Bank Haroa Khasbalanda branch?
The IFSC code of Axis Bank, Haroa Khasbalanda branch is UTIB0005914. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0005914 valid for NEFT and RTGS?
Yes. IFSC UTIB0005914 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0005914 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005914 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005914 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Haroa Khasbalanda reflect within 30 minutes.
Final notes
To recap: UTIB0005914 is the IFSC code of Axis Bank, HAROA KHASBALANDA branch, in HAROA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
