Use this page as a one-stop reference for everything related to Axis Bank's RAILWAY ROAD HAPUR branch in HAPUR, UTTAR PRADESH. The branch's IFSC code UTIB0004154 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's RAILWAY ROAD HAPUR branch, the IFSC UTIB0004154 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004154 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Railway Road Hapur |
| IFSC Code | UTIB0004154 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR ROYAL PALACE T POINT NEAR MATA DEVI MANDIR RAILWAY ROAD HAPUR 245101 |
| City | Hapur |
| District | Hapur |
| State | Uttar Pradesh |
| STD Code | 122 |
| Phone | 9582111756 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Railway Road Hapur branch in Hapur, Uttar Pradesh is part of this network and uses the IFSC code UTIB0004154 for all electronic settlement.
About the Railway Road Hapur branch
The Railway Road Hapur branch of Axis Bank is situated at GROUND FLOOR ROYAL PALACE T POINT NEAR MATA DEVI MANDIR RAILWAY ROAD HAPUR 245101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004154 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's RAILWAY ROAD HAPUR branch came to be assigned the code UTIB0004154.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004154, money simply cannot be routed to the RAILWAY ROAD HAPUR branch electronically.
How to transfer money using IFSC UTIB0004154
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004154 across all three.
NEFT to Axis Bank, RAILWAY ROAD HAPUR using IFSC UTIB0004154
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004154, and confirm that the system picks up Axis Bank – RAILWAY ROAD HAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAILWAY ROAD HAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's RAILWAY ROAD HAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004154 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank RAILWAY ROAD HAPUR (IFSC UTIB0004154)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004154 in your mobile or internet banking app, and the money is credited to the RAILWAY ROAD HAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004154 for Axis Bank – RAILWAY ROAD HAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004154 | Yes – UTIB0004154 | Yes – UTIB0004154 |
For most retail customers crediting the Railway Road Hapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RAILWAY ROAD HAPUR branch, the IFSC UTIB0004154 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Railway Road Hapur branch is mapped to IFSC UTIB0004154 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004154.
Banking services available
The Railway Road Hapur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 122-9582111756.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004154
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004154 and the account number together uniquely identify the Railway Road Hapur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0004154
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RAILWAY ROAD HAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004154 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UTIB0004154
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – RAILWAY ROAD HAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004154. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Railway Road Hapur branch
The branch is located at GROUND FLOOR ROYAL PALACE T POINT NEAR MATA DEVI MANDIR RAILWAY ROAD HAPUR 245101, which puts it inside Hapur, the broader Hapur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Railway Road Hapur branch” — the verified location pin for IFSC UTIB0004154 should appear at the top of the results.
- Confirm the branch is open by calling 122-9582111756 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004154 and your account number.
Verifying IFSC UTIB0004154 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004154 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 122-9582111756.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Railway Road Hapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004154, however, work 24x7.
Branch address & contact
Axis BankRailway Road Hapur Branch
GROUND FLOOR ROYAL PALACE T POINT NEAR MATA DEVI MANDIR RAILWAY ROAD HAPUR 245101
Hapur, Uttar Pradesh
Phone: 122-9582111756
IFSC: UTIB0004154
Frequently asked questions
Is IFSC UTIB0004154 the same for all accounts at Railway Road Hapur branch?
Yes. The IFSC UTIB0004154 is shared by every account held at Axis Bank's Railway Road Hapur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Railway Road Hapur branch?
The IFSC code of Axis Bank, Railway Road Hapur branch is UTIB0004154. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Railway Road Hapur branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0004154 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Railway Road Hapur reflect within 30 minutes.
Is IFSC UTIB0004154 valid for NEFT and RTGS?
Yes. IFSC UTIB0004154 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Railway Road Hapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 122-9582111756 to confirm.
Can I use IFSC UTIB0004154 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004154 to send funds instantly.
How do I add Axis Bank Railway Road Hapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004154, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0004154 is the IFSC code of Axis Bank, RAILWAY ROAD HAPUR branch, in HAPUR, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
