Use this page as a one-stop reference for everything related to Axis Bank's HALISAHAR branch in HALISAHAR, WEST BENGAL. The branch's IFSC code UTIB0002779 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's HALISAHAR branch, the IFSC UTIB0002779 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 002779 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Halisahar branch in Halisahar, West Bengal is part of this network and uses the IFSC code UTIB0002779 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Halisahar |
| IFSC Code | UTIB0002779 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FIRST FLOOR MUN BULD K P GUPTA ROAD MOUZA NABANAGAR NORTH 24 PARGANAS 743136 |
| City | Halisahar |
| District | Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 25882255 |
About the Halisahar branch
The Halisahar branch of Axis Bank is situated at GR FIRST FLOOR MUN BULD K P GUPTA ROAD MOUZA NABANAGAR NORTH 24 PARGANAS 743136. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002779 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's HALISAHAR branch came to be assigned the code UTIB0002779.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002779, money simply cannot be routed to the HALISAHAR branch electronically.
Products and account variants supported
Every account opened at the Halisahar branch is mapped to IFSC UTIB0002779 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002779.
Banking services available
The Halisahar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-25882255.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002779
How to transfer money using IFSC UTIB0002779
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002779 across all three.
NEFT to Axis Bank, HALISAHAR using IFSC UTIB0002779
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002779, and confirm that the system picks up Axis Bank – HALISAHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to HALISAHAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's HALISAHAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002779 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank HALISAHAR (IFSC UTIB0002779)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002779 in your mobile or internet banking app, and the money is credited to the HALISAHAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002779 for Axis Bank – HALISAHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002779 | Yes – UTIB0002779 | Yes – UTIB0002779 |
For most retail customers crediting the Halisahar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0002779
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – HALISAHAR is still mapped to IFSC UTIB0002779. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002779 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Halisahar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002779 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Halisahar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002779 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – HALISAHAR:
- The IFSC is exactly UTIB0002779 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and HALISAHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Halisahar branch sits at GR FIRST FLOOR MUN BULD K P GUPTA ROAD MOUZA NABANAGAR NORTH 24 PARGANAS 743136. If you are travelling from outside Halisahar, search for the branch on a maps application using the bank name and locality, or call 33-25882255 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002779 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002779 for Axis Bank – HALISAHAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Halisahar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002779 continue to work without interruption.
Branch address & contact
Axis BankHalisahar Branch
GR FIRST FLOOR MUN BULD K P GUPTA ROAD MOUZA NABANAGAR NORTH 24 PARGANAS 743136
Halisahar, West Bengal
Phone: 33-25882255
IFSC: UTIB0002779
Frequently asked questions
How quickly will an NEFT transfer using UTIB0002779 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Halisahar reflect within 30 minutes.
Is IFSC UTIB0002779 valid for NEFT and RTGS?
Yes. IFSC UTIB0002779 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Halisahar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002779, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0002779 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002779 to send funds instantly.
What is the IFSC code of Axis Bank Halisahar branch?
The IFSC code of Axis Bank, Halisahar branch is UTIB0002779. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Axis Bank Halisahar branch located?
Axis Bank's Halisahar branch is located at GR FIRST FLOOR MUN BULD K P GUPTA ROAD MOUZA NABANAGAR NORTH 24 PARGANAS 743136, Halisahar, West Bengal.
What is the phone number of Axis Bank Halisahar branch?
You can reach the branch at 33-25882255 during regular banking hours.
Final notes
To recap: UTIB0002779 is the IFSC code of Axis Bank, HALISAHAR branch, in HALISAHAR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
