Below are the complete branch details for Axis Bank, BASUDEVPUR CHAPUTA branch, located in HAJIPUR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0002068. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0002068 for Axis Bank – BASUDEVPUR CHAPUTA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002068 is the IFSC of Axis Bank's BASUDEVPUR CHAPUTA branch. The format is fixed: UTIB = bank code, 0 = reserved, 002068 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Basudevpur Chaputa branch — IFSC UTIB0002068 — extends the bank's services to customers in and around Hajipur, Bihar.
About the Basudevpur Chaputa branch
The Basudevpur Chaputa branch of Axis Bank is situated at GROUND FLOOR, VILL. BASUDEVPUR CHAPUTA, HAJIPUR-MAHUA ROAD, PO-RAJOLI, DIST.VAISHALI, BIHAR, PIN 844102. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002068 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Basudevpur Chaputa |
| IFSC Code | UTIB0002068 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, VILL. BASUDEVPUR CHAPUTA, HAJIPUR-MAHUA ROAD, PO-RAJOLI, DIST.VAISHALI, BIHAR, PIN 844102 |
| City | Hajipur |
| District | Jehanabad |
| State | Bihar |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BASUDEVPUR CHAPUTA branch came to be assigned the code UTIB0002068.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002068, money simply cannot be routed to the BASUDEVPUR CHAPUTA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002068 and the account number together uniquely identify the Basudevpur Chaputa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0002068
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002068 across all three.
NEFT to Axis Bank, BASUDEVPUR CHAPUTA using IFSC UTIB0002068
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002068, and confirm that the system picks up Axis Bank – BASUDEVPUR CHAPUTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BASUDEVPUR CHAPUTA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BASUDEVPUR CHAPUTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0002068 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BASUDEVPUR CHAPUTA (IFSC UTIB0002068)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002068 in your mobile or internet banking app, and the money is credited to the BASUDEVPUR CHAPUTA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002068 for Axis Bank – BASUDEVPUR CHAPUTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002068 | Yes – UTIB0002068 | Yes – UTIB0002068 |
For most retail customers crediting the Basudevpur Chaputa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BASUDEVPUR CHAPUTA branch, the IFSC UTIB0002068 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Basudevpur Chaputa branch is mapped to IFSC UTIB0002068 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002068.
Banking services available
The Basudevpur Chaputa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002068
Online banking and IFSC UTIB0002068
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BASUDEVPUR CHAPUTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002068 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Basudevpur Chaputa branch sits at GROUND FLOOR, VILL. BASUDEVPUR CHAPUTA, HAJIPUR-MAHUA ROAD, PO-RAJOLI, DIST.VAISHALI, BIHAR, PIN 844102. If you are travelling from outside Hajipur, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002068 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BASUDEVPUR CHAPUTA:
- The IFSC is exactly UTIB0002068 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BASUDEVPUR CHAPUTA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Basudevpur Chaputa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002068, however, work 24x7.
Verifying IFSC UTIB0002068 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002068 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankBasudevpur Chaputa Branch
GROUND FLOOR, VILL. BASUDEVPUR CHAPUTA, HAJIPUR-MAHUA ROAD, PO-RAJOLI, DIST.VAISHALI, BIHAR, PIN 844102
Hajipur, Bihar
Phone: the branch contact number
IFSC: UTIB0002068
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Basudevpur Chaputa branch but serve different purposes.
Is IFSC UTIB0002068 valid for NEFT and RTGS?
Yes. IFSC UTIB0002068 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UTIB0002068 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002068 to send funds instantly.
What is the IFSC code of Axis Bank Basudevpur Chaputa branch?
The IFSC code of Axis Bank, Basudevpur Chaputa branch is UTIB0002068. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Basudevpur Chaputa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002068, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002068 the same for all accounts at Basudevpur Chaputa branch?
Yes. The IFSC UTIB0002068 is shared by every account held at Axis Bank's Basudevpur Chaputa branch. Only the account number changes from customer to customer.
Where is Axis Bank Basudevpur Chaputa branch located?
Axis Bank's Basudevpur Chaputa branch is located at GROUND FLOOR, VILL. BASUDEVPUR CHAPUTA, HAJIPUR-MAHUA ROAD, PO-RAJOLI, DIST.VAISHALI, BIHAR, PIN 844102, Hajipur, Bihar.
Final notes
To recap: UTIB0002068 is the IFSC code of Axis Bank, BASUDEVPUR CHAPUTA branch, in HAJIPUR, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
