This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, TRANSPORT NAGAR GWALIOR branch in GWALIOR. The 11-digit IFSC UTIB0002658 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the TRANSPORT NAGAR GWALIOR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002658 is the IFSC of Axis Bank's TRANSPORT NAGAR GWALIOR branch. The format is fixed: UTIB = bank code, 0 = reserved, 002658 = branch identifier.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Transport Nagar Gwalior branch in Gwalior, Madhya Pradesh is part of this network and uses the IFSC code UTIB0002658 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Transport Nagar Gwalior |
| IFSC Code | UTIB0002658 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND FIRST FLOOR MAZI MALL BHODAPUR SQUARE SAGAR TAAL ROAD GWALIOR 474012 |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9893443499 |
Transport Nagar Gwalior branch overview
Located at GROUND FLOOR AND FIRST FLOOR MAZI MALL BHODAPUR SQUARE SAGAR TAAL ROAD GWALIOR 474012, the Transport Nagar Gwalior branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0002658 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's TRANSPORT NAGAR GWALIOR branch came to be assigned the code UTIB0002658.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002658, money simply cannot be routed to the TRANSPORT NAGAR GWALIOR branch electronically.
Account types you can open at the Transport Nagar Gwalior branch
Once you have an account at Axis Bank – TRANSPORT NAGAR GWALIOR, the IFSC UTIB0002658 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Transport Nagar Gwalior branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9893443499.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0002658
How to transfer money using IFSC UTIB0002658
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002658 across all three.
NEFT to Axis Bank, TRANSPORT NAGAR GWALIOR using IFSC UTIB0002658
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002658, and confirm that the system picks up Axis Bank – TRANSPORT NAGAR GWALIOR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002658
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – TRANSPORT NAGAR GWALIOR, ensure your bank's portal accepts IFSC UTIB0002658 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank TRANSPORT NAGAR GWALIOR (IFSC UTIB0002658)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002658 in your mobile or internet banking app, and the money is credited to the TRANSPORT NAGAR GWALIOR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Transport Nagar Gwalior
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0002658:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TRANSPORT NAGAR GWALIOR is still linked to IFSC UTIB0002658.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0002658
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – TRANSPORT NAGAR GWALIOR is still mapped to IFSC UTIB0002658. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0002658 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0002658
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the TRANSPORT NAGAR GWALIOR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002658 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0002658 and the account number together uniquely identify the Transport Nagar Gwalior branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0002658
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – TRANSPORT NAGAR GWALIOR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002658. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Transport Nagar Gwalior branch sits at GROUND FLOOR AND FIRST FLOOR MAZI MALL BHODAPUR SQUARE SAGAR TAAL ROAD GWALIOR 474012. If you are travelling from outside Gwalior, search for the branch on a maps application using the bank name and locality, or call 91-9893443499 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0002658 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002658 for Axis Bank – TRANSPORT NAGAR GWALIOR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Transport Nagar Gwalior branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002658, however, work 24x7.
Branch address & contact
Axis BankTransport Nagar Gwalior Branch
GROUND FLOOR AND FIRST FLOOR MAZI MALL BHODAPUR SQUARE SAGAR TAAL ROAD GWALIOR 474012
Gwalior, Madhya Pradesh
Phone: 91-9893443499
IFSC: UTIB0002658
Frequently asked questions
Does Axis Bank Transport Nagar Gwalior branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9893443499 to confirm.
Is IFSC UTIB0002658 the same for all accounts at Transport Nagar Gwalior branch?
Yes. The IFSC UTIB0002658 is shared by every account held at Axis Bank's Transport Nagar Gwalior branch. Only the account number changes from customer to customer.
How do I add Axis Bank Transport Nagar Gwalior as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002658, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0002658 valid for NEFT and RTGS?
Yes. IFSC UTIB0002658 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0002658 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Transport Nagar Gwalior reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Transport Nagar Gwalior branch but serve different purposes.
Final notes
To recap: UTIB0002658 is the IFSC code of Axis Bank, TRANSPORT NAGAR GWALIOR branch, in GWALIOR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
