This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, MALNPUR branch in GWALIOR. The 11-digit IFSC UTIB0002529 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the MALNPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002529 is the IFSC of Axis Bank's MALNPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 002529 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Malnpur branch in Gwalior. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002529.
About the Malnpur branch
The Malnpur branch of Axis Bank is situated at GROUND FLOOR,SURVEY NO 763 BY 64,HOTEL BLUE STAR,MALNPUR,DIST.GWALIOR,MADHYA PRADESH,PIN 474010. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002529 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Malnpur |
| IFSC Code | UTIB0002529 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,SURVEY NO 763 BY 64,HOTEL BLUE STAR,MALNPUR,DIST.GWALIOR,MADHYA PRADESH,PIN 474010 |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 9893443499 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MALNPUR branch came to be assigned the code UTIB0002529.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002529, money simply cannot be routed to the MALNPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Malnpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002529 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0002529
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002529 across all three.
NEFT to Axis Bank, MALNPUR using IFSC UTIB0002529
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002529, and confirm that the system picks up Axis Bank – MALNPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002529
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – MALNPUR, ensure your bank's portal accepts IFSC UTIB0002529 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank MALNPUR (IFSC UTIB0002529)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0002529 in your mobile or internet banking app, and the money is credited to the MALNPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002529 for Axis Bank – MALNPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002529 | Yes – UTIB0002529 | Yes – UTIB0002529 |
For most retail customers crediting the Malnpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MALNPUR branch, the IFSC UTIB0002529 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Malnpur branch is mapped to IFSC UTIB0002529 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002529.
Products and services
Customers walking into the Malnpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002529
Online banking and IFSC UTIB0002529
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the MALNPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0002529 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Malnpur branch
The branch is located at GROUND FLOOR,SURVEY NO 763 BY 64,HOTEL BLUE STAR,MALNPUR,DIST.GWALIOR,MADHYA PRADESH,PIN 474010, which puts it inside Gwalior, the broader Gwalior district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Malnpur branch” — the verified location pin for IFSC UTIB0002529 should appear at the top of the results.
- Confirm the branch is open by calling 91-9893443499 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002529 and your account number.
Common mistakes to avoid when using IFSC UTIB0002529
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – MALNPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0002529. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Malnpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0002529, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0002529 for Axis Bank – MALNPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankMalnpur Branch
GROUND FLOOR,SURVEY NO 763 BY 64,HOTEL BLUE STAR,MALNPUR,DIST.GWALIOR,MADHYA PRADESH,PIN 474010
Gwalior, Madhya Pradesh
Phone: 91-9893443499
IFSC: UTIB0002529
Frequently asked questions
What is the phone number of Axis Bank Malnpur branch?
You can reach the branch at 91-9893443499 during regular banking hours.
How do I add Axis Bank Malnpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0002529, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Malnpur branch located?
Axis Bank's Malnpur branch is located at GROUND FLOOR,SURVEY NO 763 BY 64,HOTEL BLUE STAR,MALNPUR,DIST.GWALIOR,MADHYA PRADESH,PIN 474010, Gwalior, Madhya Pradesh.
Does Axis Bank Malnpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9893443499 to confirm.
How quickly will an NEFT transfer using UTIB0002529 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Malnpur reflect within 30 minutes.
Is IFSC UTIB0002529 valid for NEFT and RTGS?
Yes. IFSC UTIB0002529 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Malnpur branch?
The IFSC code of Axis Bank, Malnpur branch is UTIB0002529. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Malnpur branch but serve different purposes.
Summary
The IFSC code UTIB0002529 belongs to Axis Bank's MALNPUR branch, located at GROUND FLOOR,SURVEY NO 763 BY 64,HOTEL BLUE STAR,MALNPUR,DIST.GWALIOR,MADHYA… in GWALIOR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
