Below are the complete branch details for Axis Bank, SRCB ROAD branch, located in GUWAHATI, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005680. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005680 for Axis Bank – SRCB ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's SRCB ROAD branch, the IFSC UTIB0005680 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005680 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Srcb Road |
| IFSC Code | UTIB0005680 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FIRST FLOOR, TIRUPATI METALS BUILDING SRCB ROAD, NEAR GURUDWARA FANCY BAZAR, GUWAHATI 781001 ASSAM |
| City | Guwahati |
| District | Guwahati |
| State | Assam |
| STD Code | 361 |
| Phone | 7367079030 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Srcb Road branch in Guwahati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005680.
About the Srcb Road branch
The Srcb Road branch of Axis Bank is situated at FIRST FLOOR, TIRUPATI METALS BUILDING SRCB ROAD, NEAR GURUDWARA FANCY BAZAR, GUWAHATI 781001 ASSAM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005680 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SRCB ROAD of Axis Bank — its own 11-character IFSC. The code UTIB0005680 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005680 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0005680
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005680 across all three.
NEFT to Axis Bank, SRCB ROAD using IFSC UTIB0005680
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005680, and confirm that the system picks up Axis Bank – SRCB ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SRCB ROAD
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's SRCB ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005680 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SRCB ROAD, use IMPS. With IFSC UTIB0005680 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005680 for Axis Bank – SRCB ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005680 | Yes – UTIB0005680 | Yes – UTIB0005680 |
For most retail customers crediting the Srcb Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005680
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SRCB ROAD is still mapped to IFSC UTIB0005680. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005680 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Srcb Road branch is mapped to IFSC UTIB0005680 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005680.
Banking services available
The Srcb Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 361-7367079030.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005680
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005680 and the account number together uniquely identify the Srcb Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Srcb Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005680 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SRCB ROAD:
- The IFSC is exactly UTIB0005680 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SRCB ROAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Srcb Road branch sits at FIRST FLOOR, TIRUPATI METALS BUILDING SRCB ROAD, NEAR GURUDWARA FANCY BAZAR, GUWAHATI 781001 ASSAM. If you are travelling from outside Guwahati, search for the branch on a maps application using the bank name and locality, or call 361-7367079030 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005680 and your account number.
Verifying IFSC UTIB0005680 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005680 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 361-7367079030.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Srcb Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005680 continue to work without interruption.
Branch address & contact
Axis BankSrcb Road Branch
FIRST FLOOR, TIRUPATI METALS BUILDING SRCB ROAD, NEAR GURUDWARA FANCY BAZAR, GUWAHATI 781001 ASSAM
Guwahati, Assam
Phone: 361-7367079030
IFSC: UTIB0005680
Frequently asked questions
Where is Axis Bank Srcb Road branch located?
Axis Bank's Srcb Road branch is located at FIRST FLOOR, TIRUPATI METALS BUILDING SRCB ROAD, NEAR GURUDWARA FANCY BAZAR, GUWAHATI 781001 ASSAM, Guwahati, Assam.
Is IFSC UTIB0005680 valid for NEFT and RTGS?
Yes. IFSC UTIB0005680 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Axis Bank Srcb Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005680, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0005680 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005680 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Srcb Road branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0005680 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Srcb Road reflect within 30 minutes.
What is the phone number of Axis Bank Srcb Road branch?
You can reach the branch at 361-7367079030 during regular banking hours.
Does Axis Bank Srcb Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 361-7367079030 to confirm.
Final notes
To recap: UTIB0005680 is the IFSC code of Axis Bank, SRCB ROAD branch, in GUWAHATI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
