Below are the complete branch details for Axis Bank, LANKESWAR branch, located in GUWAHATI, ASSAM. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006132. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006132 for Axis Bank – LANKESWAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's LANKESWAR branch, the IFSC UTIB0006132 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 006132 identifies this particular branch.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lankeswar branch in Guwahati, Assam is part of this network and uses the IFSC code UTIB0006132 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Lankeswar |
| IFSC Code | UTIB0006132 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR,OPP BRO OFFICE,NH 37,LANKESWAR,GUWAHATI |
| City | Guwahati |
| District | Kamrup |
| State | Assam |
| STD Code | 361 |
| Phone | 7035140615 |
Lankeswar branch overview
Located at UPPER GROUND FLOOR,OPP BRO OFFICE,NH 37,LANKESWAR,GUWAHATI, the Lankeswar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006132 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LANKESWAR of Axis Bank — its own 11-character IFSC. The code UTIB0006132 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006132 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Lankeswar branch is mapped to IFSC UTIB0006132 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006132.
Banking services available
The Lankeswar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 361-7035140615.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006132
How to transfer money using IFSC UTIB0006132
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006132 across all three.
NEFT to Axis Bank, LANKESWAR using IFSC UTIB0006132
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006132, and confirm that the system picks up Axis Bank – LANKESWAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0006132
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – LANKESWAR, ensure your bank's portal accepts IFSC UTIB0006132 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank LANKESWAR (IFSC UTIB0006132)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006132 in your mobile or internet banking app, and the money is credited to the LANKESWAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006132 for Axis Bank – LANKESWAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006132 | Yes – UTIB0006132 | Yes – UTIB0006132 |
For most retail customers crediting the Lankeswar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006132
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – LANKESWAR is still mapped to IFSC UTIB0006132. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006132 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0006132
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the LANKESWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006132 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006132 and the account number together uniquely identify the Lankeswar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0006132
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – LANKESWAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006132. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Lankeswar branch sits at UPPER GROUND FLOOR,OPP BRO OFFICE,NH 37,LANKESWAR,GUWAHATI. If you are travelling from outside Guwahati, search for the branch on a maps application using the bank name and locality, or call 361-7035140615 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006132 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006132 for Axis Bank – LANKESWAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Lankeswar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006132, however, work 24x7.
Branch address & contact
Axis BankLankeswar Branch
UPPER GROUND FLOOR,OPP BRO OFFICE,NH 37,LANKESWAR,GUWAHATI
Guwahati, Assam
Phone: 361-7035140615
IFSC: UTIB0006132
Frequently asked questions
How do I add Axis Bank Lankeswar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006132, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Lankeswar branch?
You can reach the branch at 361-7035140615 during regular banking hours.
How quickly will an NEFT transfer using UTIB0006132 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Lankeswar reflect within 30 minutes.
Is IFSC UTIB0006132 the same for all accounts at Lankeswar branch?
Yes. The IFSC UTIB0006132 is shared by every account held at Axis Bank's Lankeswar branch. Only the account number changes from customer to customer.
Can I use IFSC UTIB0006132 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006132 to send funds instantly.
Where is Axis Bank Lankeswar branch located?
Axis Bank's Lankeswar branch is located at UPPER GROUND FLOOR,OPP BRO OFFICE,NH 37,LANKESWAR,GUWAHATI, Guwahati, Assam.
Is IFSC UTIB0006132 valid for NEFT and RTGS?
Yes. IFSC UTIB0006132 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Lankeswar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 361-7035140615 to confirm.
Final notes
To recap: UTIB0006132 is the IFSC code of Axis Bank, LANKESWAR branch, in GUWAHATI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
