Use this page as a one-stop reference for everything related to Axis Bank's HATIGAON branch in GUWAHATI, ASSAM. The branch's IFSC code UTIB0002181 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0002181 is the IFSC of Axis Bank's HATIGAON branch. The format is fixed: UTIB = bank code, 0 = reserved, 002181 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Hatigaon |
| IFSC Code | UTIB0002181 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND & 1ST FLOOR INTEGRITY TOWERS, FLOWER LANE NEAR LITTLE FLOWER HIGH SCHOOL, HATIGAON GUWAHATI-781038 |
| City | Guwahati |
| District | Kamrup |
| State | Assam |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Hatigaon branch in Guwahati. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0002181.
About the Hatigaon branch
The Hatigaon branch of Axis Bank is situated at GROUND & 1ST FLOOR INTEGRITY TOWERS, FLOWER LANE NEAR LITTLE FLOWER HIGH SCHOOL, HATIGAON GUWAHATI-781038. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0002181 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's HATIGAON branch came to be assigned the code UTIB0002181.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0002181, money simply cannot be routed to the HATIGAON branch electronically.
How to transfer money using IFSC UTIB0002181
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0002181 across all three.
NEFT to Axis Bank, HATIGAON using IFSC UTIB0002181
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0002181, and confirm that the system picks up Axis Bank – HATIGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0002181
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – HATIGAON, ensure your bank's portal accepts IFSC UTIB0002181 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – HATIGAON, use IMPS. With IFSC UTIB0002181 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0002181 for Axis Bank – HATIGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0002181 | Yes – UTIB0002181 | Yes – UTIB0002181 |
For most retail customers crediting the Hatigaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's HATIGAON branch, the IFSC UTIB0002181 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Hatigaon branch is mapped to IFSC UTIB0002181 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0002181.
Products and services
Customers walking into the Hatigaon branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0002181
MICR & cheque-truncation details
Cheques drawn on the Hatigaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0002181 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Hatigaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0002181 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – HATIGAON:
- The IFSC is exactly UTIB0002181 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and HATIGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Hatigaon branch
The branch is located at GROUND & 1ST FLOOR INTEGRITY TOWERS, FLOWER LANE NEAR LITTLE FLOWER HIGH SCHOOL, HATIGAON GUWAHATI-781038, which puts it inside Guwahati, the broader Kamrup district, and the state of Assam. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Hatigaon branch” — the verified location pin for IFSC UTIB0002181 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0002181 and your account number.
Verifying IFSC UTIB0002181 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0002181 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Hatigaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0002181 continue to work without interruption.
Branch address & contact
Axis BankHatigaon Branch
GROUND & 1ST FLOOR INTEGRITY TOWERS, FLOWER LANE NEAR LITTLE FLOWER HIGH SCHOOL, HATIGAON GUWAHATI-781038
Guwahati, Assam
Phone: the branch contact number
IFSC: UTIB0002181
Frequently asked questions
Where is Axis Bank Hatigaon branch located?
Axis Bank's Hatigaon branch is located at GROUND & 1ST FLOOR INTEGRITY TOWERS, FLOWER LANE NEAR LITTLE FLOWER HIGH SCHOOL, HATIGAON GUWAHATI-781038, Guwahati, Assam.
How quickly will an NEFT transfer using UTIB0002181 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Hatigaon reflect within 30 minutes.
Can I use IFSC UTIB0002181 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0002181 to send funds instantly.
Is IFSC UTIB0002181 the same for all accounts at Hatigaon branch?
Yes. The IFSC UTIB0002181 is shared by every account held at Axis Bank's Hatigaon branch. Only the account number changes from customer to customer.
Is IFSC UTIB0002181 valid for NEFT and RTGS?
Yes. IFSC UTIB0002181 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Hatigaon branch?
The IFSC code of Axis Bank, Hatigaon branch is UTIB0002181. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UTIB0002181 is the IFSC code of Axis Bank, HATIGAON branch, in GUWAHATI, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
