If you are searching for the IFSC code of Axis Bank, MILLENIUM PLAZA GURUGRAM branch in GURUGRAM, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UTIB0005299. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MILLENIUM PLAZA GURUGRAM branch, and detailed step-by-step guides for using the IFSC UTIB0005299 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0005299 is the IFSC of Axis Bank's MILLENIUM PLAZA GURUGRAM branch. The format is fixed: UTIB = bank code, 0 = reserved, 005299 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Millenium Plaza Gurugram branch — IFSC UTIB0005299 — extends the bank's services to customers in and around Gurugram, Haryana.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Millenium Plaza Gurugram |
| IFSC Code | UTIB0005299 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,UNIT NO 1, C BLOCK B MILLENIUM PLAZA,SECTOR 27,GURUGRAM |
| City | Gurugram |
| District | Gurugram |
| State | Haryana |
| STD Code | 124 |
| Phone | 9212167311 |
About this branch
The branch is located at GROUND FLOOR,UNIT NO 1, C BLOCK B MILLENIUM PLAZA,SECTOR 27,GURUGRAM. It serves the Gurugram region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005299 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MILLENIUM PLAZA GURUGRAM of Axis Bank — its own 11-character IFSC. The code UTIB0005299 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005299 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Millenium Plaza Gurugram branch is mapped to IFSC UTIB0005299 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005299.
Products and services
Customers walking into the Millenium Plaza Gurugram branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005299
How to transfer money using IFSC UTIB0005299
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005299 across all three.
How to use IFSC UTIB0005299 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's MILLENIUM PLAZA GURUGRAM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005299.
- Confirm the bank name auto-populates as Axis Bank and the branch as MILLENIUM PLAZA GURUGRAM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MILLENIUM PLAZA GURUGRAM
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MILLENIUM PLAZA GURUGRAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005299 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank MILLENIUM PLAZA GURUGRAM (IFSC UTIB0005299)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005299 in your mobile or internet banking app, and the money is credited to the MILLENIUM PLAZA GURUGRAM branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005299 for Axis Bank – MILLENIUM PLAZA GURUGRAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005299 | Yes – UTIB0005299 | Yes – UTIB0005299 |
For most retail customers crediting the Millenium Plaza Gurugram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's MILLENIUM PLAZA GURUGRAM branch, the IFSC UTIB0005299 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Millenium Plaza Gurugram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005299 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005299 and the account number together uniquely identify the Millenium Plaza Gurugram branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MILLENIUM PLAZA GURUGRAM:
- The IFSC is exactly UTIB0005299 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and MILLENIUM PLAZA GURUGRAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Millenium Plaza Gurugram branch sits at GROUND FLOOR,UNIT NO 1, C BLOCK B MILLENIUM PLAZA,SECTOR 27,GURUGRAM. If you are travelling from outside Gurugram, search for the branch on a maps application using the bank name and locality, or call 124-9212167311 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005299 and your account number.
Verifying IFSC UTIB0005299 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005299 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-9212167311.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Millenium Plaza Gurugram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005299, however, work 24x7.
Branch address & contact
Axis BankMillenium Plaza Gurugram Branch
GROUND FLOOR,UNIT NO 1, C BLOCK B MILLENIUM PLAZA,SECTOR 27,GURUGRAM
Gurugram, Haryana
Phone: 124-9212167311
IFSC: UTIB0005299
Frequently asked questions
How quickly will an NEFT transfer using UTIB0005299 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Millenium Plaza Gurugram reflect within 30 minutes.
Is IFSC UTIB0005299 valid for NEFT and RTGS?
Yes. IFSC UTIB0005299 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Millenium Plaza Gurugram branch?
You can reach the branch at 124-9212167311 during regular banking hours.
Can I use IFSC UTIB0005299 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005299 to send funds instantly.
What is the IFSC code of Axis Bank Millenium Plaza Gurugram branch?
The IFSC code of Axis Bank, Millenium Plaza Gurugram branch is UTIB0005299. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Axis Bank Millenium Plaza Gurugram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-9212167311 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Millenium Plaza Gurugram branch but serve different purposes.
How do I add Axis Bank Millenium Plaza Gurugram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005299, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0005299 belongs to Axis Bank's MILLENIUM PLAZA GURUGRAM branch, located at GROUND FLOOR,UNIT NO 1, C BLOCK B MILLENIUM PLAZA,SECTOR 27,GURUGRAM in GURUGRAM, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
