If you are searching for the IFSC code of Axis Bank, SPR ROAD GURGAON branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UTIB0005280. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SPR ROAD GURGAON branch, and detailed step-by-step guides for using the IFSC UTIB0005280 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SPR ROAD GURGAON is UTIB0005280. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005280 map to this branch in GURGAON, HARYANA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Spr Road Gurgaon branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0005280.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Spr Road Gurgaon |
| IFSC Code | UTIB0005280 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,SHOP NO 7,M3M CORNER WALK,SPR,SECTOR 74,GURGAON |
| City | Gurgaon |
| District | Gurugram |
| State | Haryana |
| STD Code | 124 |
| Phone | 9990700043 |
About this branch
The branch is located at GROUND FLOOR,SHOP NO 7,M3M CORNER WALK,SPR,SECTOR 74,GURGAON. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0005280 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's SPR ROAD GURGAON branch came to be assigned the code UTIB0005280.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005280, money simply cannot be routed to the SPR ROAD GURGAON branch electronically.
Products and account variants supported
Every account opened at the Spr Road Gurgaon branch is mapped to IFSC UTIB0005280 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005280.
Banking services available
The Spr Road Gurgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 124-9990700043.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005280
How to transfer money using IFSC UTIB0005280
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005280 across all three.
How to use IFSC UTIB0005280 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's SPR ROAD GURGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0005280.
- Confirm the bank name auto-populates as Axis Bank and the branch as SPR ROAD GURGAON.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0005280
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SPR ROAD GURGAON, ensure your bank's portal accepts IFSC UTIB0005280 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank SPR ROAD GURGAON (IFSC UTIB0005280)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005280 in your mobile or internet banking app, and the money is credited to the SPR ROAD GURGAON branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005280 for Axis Bank – SPR ROAD GURGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005280 | Yes – UTIB0005280 | Yes – UTIB0005280 |
For most retail customers crediting the Spr Road Gurgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0005280
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SPR ROAD GURGAON is still mapped to IFSC UTIB0005280. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005280 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Spr Road Gurgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005280 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005280 and the account number together uniquely identify the Spr Road Gurgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0005280
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – SPR ROAD GURGAON, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005280. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Spr Road Gurgaon branch
The branch is located at GROUND FLOOR,SHOP NO 7,M3M CORNER WALK,SPR,SECTOR 74,GURGAON, which puts it inside Gurgaon, the broader Gurugram district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Spr Road Gurgaon branch” — the verified location pin for IFSC UTIB0005280 should appear at the top of the results.
- Confirm the branch is open by calling 124-9990700043 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005280 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0005280 for Axis Bank – SPR ROAD GURGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Spr Road Gurgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005280 continue to work without interruption.
Branch address & contact
Axis BankSpr Road Gurgaon Branch
GROUND FLOOR,SHOP NO 7,M3M CORNER WALK,SPR,SECTOR 74,GURGAON
Gurgaon, Haryana
Phone: 124-9990700043
IFSC: UTIB0005280
Frequently asked questions
What is the phone number of Axis Bank Spr Road Gurgaon branch?
You can reach the branch at 124-9990700043 during regular banking hours.
Where is Axis Bank Spr Road Gurgaon branch located?
Axis Bank's Spr Road Gurgaon branch is located at GROUND FLOOR,SHOP NO 7,M3M CORNER WALK,SPR,SECTOR 74,GURGAON, Gurgaon, Haryana.
Is IFSC UTIB0005280 the same for all accounts at Spr Road Gurgaon branch?
Yes. The IFSC UTIB0005280 is shared by every account held at Axis Bank's Spr Road Gurgaon branch. Only the account number changes from customer to customer.
How do I add Axis Bank Spr Road Gurgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005280, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0005280 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005280 to send funds instantly.
How quickly will an NEFT transfer using UTIB0005280 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Spr Road Gurgaon reflect within 30 minutes.
Summary
The IFSC code UTIB0005280 belongs to Axis Bank's SPR ROAD GURGAON branch, located at GROUND FLOOR,SHOP NO 7,M3M CORNER WALK,SPR,SECTOR 74,GURGAON in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
