Use this page as a one-stop reference for everything related to Axis Bank's SECTOR FIFTY FIVE GURGAON branch in GURGAON, HARYANA. The branch's IFSC code UTIB0006170 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – SECTOR FIFTY FIVE GURGAON is UTIB0006170. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006170 map to this branch in GURGAON, HARYANA.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Sector Fifty Five Gurgaon |
| IFSC Code | UTIB0006170 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR FIRST FLOOR, PLOT NO 101URBAN ESTATE, SECTOR 55, GURUGRAM, GHATA, HARYANA 122001 URBAN ESTATE GURGAON SO 122001 |
| City | Gurgaon |
| District | Gurugram |
| State | Haryana |
| STD Code | 124 |
| Phone | 9253091000 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Fifty Five Gurgaon branch in Gurgaon, Haryana is part of this network and uses the IFSC code UTIB0006170 for all electronic settlement.
About this branch
The branch is located at GROUND FLOOR FIRST FLOOR, PLOT NO 101URBAN ESTATE, SECTOR 55, GURUGRAM, GHATA, HARYANA 122001 URBAN ESTATE GURGAON SO 122001. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006170 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR FIFTY FIVE GURGAON of Axis Bank — its own 11-character IFSC. The code UTIB0006170 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006170 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0006170
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006170 across all three.
NEFT to Axis Bank, SECTOR FIFTY FIVE GURGAON using IFSC UTIB0006170
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006170, and confirm that the system picks up Axis Bank – SECTOR FIFTY FIVE GURGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0006170
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – SECTOR FIFTY FIVE GURGAON, ensure your bank's portal accepts IFSC UTIB0006170 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – SECTOR FIFTY FIVE GURGAON, use IMPS. With IFSC UTIB0006170 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006170 for Axis Bank – SECTOR FIFTY FIVE GURGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006170 | Yes – UTIB0006170 | Yes – UTIB0006170 |
For most retail customers crediting the Sector Fifty Five Gurgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006170
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – SECTOR FIFTY FIVE GURGAON is still mapped to IFSC UTIB0006170. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006170 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sector Fifty Five Gurgaon branch is mapped to IFSC UTIB0006170 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006170.
Products and services
Customers walking into the Sector Fifty Five Gurgaon branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006170
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006170 and the account number together uniquely identify the Sector Fifty Five Gurgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0006170
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the SECTOR FIFTY FIVE GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006170 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – SECTOR FIFTY FIVE GURGAON:
- The IFSC is exactly UTIB0006170 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and SECTOR FIFTY FIVE GURGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Sector Fifty Five Gurgaon branch sits at GROUND FLOOR FIRST FLOOR, PLOT NO 101URBAN ESTATE, SECTOR 55, GURUGRAM, GHATA, HARYANA 122001 URBAN ESTATE GURGAON SO 122001. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 124-9253091000 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006170 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006170 for Axis Bank – SECTOR FIFTY FIVE GURGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Fifty Five Gurgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006170, however, work 24x7.
Branch address & contact
Axis BankSector Fifty Five Gurgaon Branch
GROUND FLOOR FIRST FLOOR, PLOT NO 101URBAN ESTATE, SECTOR 55, GURUGRAM, GHATA, HARYANA 122001 URBAN ESTATE GURGAON SO 122001
Gurgaon, Haryana
Phone: 124-9253091000
IFSC: UTIB0006170
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Fifty Five Gurgaon branch but serve different purposes.
Where is Axis Bank Sector Fifty Five Gurgaon branch located?
Axis Bank's Sector Fifty Five Gurgaon branch is located at GROUND FLOOR FIRST FLOOR, PLOT NO 101URBAN ESTATE, SECTOR 55, GURUGRAM, GHATA, HARYANA 122001 URBAN ESTATE GURGAON SO 122001, Gurgaon, Haryana.
Is IFSC UTIB0006170 valid for NEFT and RTGS?
Yes. IFSC UTIB0006170 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0006170 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Sector Fifty Five Gurgaon reflect within 30 minutes.
Can I use IFSC UTIB0006170 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006170 to send funds instantly.
Does Axis Bank Sector Fifty Five Gurgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-9253091000 to confirm.
What is the phone number of Axis Bank Sector Fifty Five Gurgaon branch?
You can reach the branch at 124-9253091000 during regular banking hours.
How do I add Axis Bank Sector Fifty Five Gurgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006170, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0006170 is the IFSC code of Axis Bank, SECTOR FIFTY FIVE GURGAON branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
