IFSC Code of Axis Bank, Paradise Mall Sec Forty Nine Branch, Haryana

Below are the complete branch details for Axis Bank, PARADISE MALL SEC FORTY NINE branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004250. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004250 for Axis Bank – PARADISE MALL SEC FORTY NINE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – PARADISE MALL SEC FORTY NINE is UTIB0004250. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004250 map to this branch in GURGAON, HARYANA.

Bank profile

Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Paradise Mall Sec Forty Nine branch — IFSC UTIB0004250 — extends the bank's services to customers in and around Gurgaon, Haryana.

Branch details at a glance

About this branch

The branch is located at FIRST FLOOR UNIT NO 101 THE PARADISE BLOCK C UPPAL SOUTHEND SECTOR 49 GURGAON 122018. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004250 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PARADISE MALL SEC FORTY NINE branch came to be assigned the code UTIB0004250.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004250, money simply cannot be routed to the PARADISE MALL SEC FORTY NINE branch electronically.

Products and account variants supported

Every account opened at the Paradise Mall Sec Forty Nine branch is mapped to IFSC UTIB0004250 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0004250.

Products and services

Customers walking into the Paradise Mall Sec Forty Nine branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0004250

How to transfer money using IFSC UTIB0004250

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004250 across all three.

How to use IFSC UTIB0004250 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's PARADISE MALL SEC FORTY NINE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UTIB0004250.
4. Confirm the bank name auto-populates as Axis Bank and the branch as PARADISE MALL SEC FORTY NINE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UTIB0004250

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – PARADISE MALL SEC FORTY NINE, ensure your bank's portal accepts IFSC UTIB0004250 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank PARADISE MALL SEC FORTY NINE (IFSC UTIB0004250)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004250 in your mobile or internet banking app, and the money is credited to the PARADISE MALL SEC FORTY NINE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Paradise Mall Sec Forty Nine

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0004250:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PARADISE MALL SEC FORTY NINE is still linked to IFSC UTIB0004250.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PARADISE MALL SEC FORTY NINE branch, the IFSC UTIB0004250 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Paradise Mall Sec Forty Nine branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004250 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004250 and the account number together uniquely identify the Paradise Mall Sec Forty Nine branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC UTIB0004250

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PARADISE MALL SEC FORTY NINE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UTIB0004250.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Paradise Mall Sec Forty Nine branch sits at FIRST FLOOR UNIT NO 101 THE PARADISE BLOCK C UPPAL SOUTHEND SECTOR 49 GURGAON 122018. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 124-8860113663 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004250 and your account number.

Verifying IFSC UTIB0004250 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004250 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 124-8860113663.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Paradise Mall Sec Forty Nine are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004250 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0004250 belongs to Axis Bank's PARADISE MALL SEC FORTY NINE branch, located at FIRST FLOOR UNIT NO 101 THE PARADISE BLOCK C UPPAL SOUTHEND SECTOR 49 GURGAON… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.