IFSC Code of Axis Bank, Mega Wholesale Banking Centre Gurgaon Branch, Haryana

This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, MEGA WHOLESALE BANKING CENTRE GURGAON branch in GURGAON. The 11-digit IFSC UTIB0005051 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the MEGA WHOLESALE BANKING CENTRE GURGAON location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTIB0005051 is the IFSC of Axis Bank's MEGA WHOLESALE BANKING CENTRE GURGAON branch. The format is fixed: UTIB = bank code, 0 = reserved, 005051 = branch identifier.

Branch details at a glance

About the bank

Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mega Wholesale Banking Centre Gurgaon branch in Gurgaon, Haryana is part of this network and uses the IFSC code UTIB0005051 for all electronic settlement.

Mega Wholesale Banking Centre Gurgaon branch overview

Located at AXIS BANK LTD, 1ST AND 2ND FLOOR, SCO NO 57,HUDA DISTRICT CENTRE, SECTOR 56,GURGAON, the Mega Wholesale Banking Centre Gurgaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005051 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's MEGA WHOLESALE BANKING CENTRE GURGAON branch came to be assigned the code UTIB0005051.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0005051, money simply cannot be routed to the MEGA WHOLESALE BANKING CENTRE GURGAON branch electronically.

How to transfer money using IFSC UTIB0005051

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005051 across all three.

NEFT to Axis Bank, MEGA WHOLESALE BANKING CENTRE GURGAON using IFSC UTIB0005051

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005051, and confirm that the system picks up Axis Bank – MEGA WHOLESALE BANKING CENTRE GURGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MEGA WHOLESALE BANKING CENTRE GURGAON

If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's MEGA WHOLESALE BANKING CENTRE GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005051 while initiating the transfer and the credit will appear within minutes.

IMPS to Axis Bank MEGA WHOLESALE BANKING CENTRE GURGAON (IFSC UTIB0005051)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005051 in your mobile or internet banking app, and the money is credited to the MEGA WHOLESALE BANKING CENTRE GURGAON branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mega Wholesale Banking Centre Gurgaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0005051:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MEGA WHOLESALE BANKING CENTRE GURGAON is still linked to IFSC UTIB0005051.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTIB0005051

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – MEGA WHOLESALE BANKING CENTRE GURGAON is still mapped to IFSC UTIB0005051. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0005051 and the beneficiary's account number to complete the transfer.

Account types you can open at the Mega Wholesale Banking Centre Gurgaon branch

Once you have an account at Axis Bank – MEGA WHOLESALE BANKING CENTRE GURGAON, the IFSC UTIB0005051 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Mega Wholesale Banking Centre Gurgaon branch can access most of Axis Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTIB0005051

MICR & cheque-truncation details

Cheques drawn on the Mega Wholesale Banking Centre Gurgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005051 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mega Wholesale Banking Centre Gurgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0005051 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – MEGA WHOLESALE BANKING CENTRE GURGAON:

• The IFSC is exactly UTIB0005051 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and MEGA WHOLESALE BANKING CENTRE GURGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mega Wholesale Banking Centre Gurgaon branch

The branch is located at AXIS BANK LTD, 1ST AND 2ND FLOOR, SCO NO 57,HUDA DISTRICT CENTRE, SECTOR 56,GURGAON, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:

1. Open Google Maps on your phone and search for “Axis Bank Mega Wholesale Banking Centre Gurgaon branch” — the verified location pin for IFSC UTIB0005051 should appear at the top of the results.
2. Confirm the branch is open by calling 124-8769521000 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005051 and your account number.

Verifying IFSC UTIB0005051 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005051 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 124-8769521000.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mega Wholesale Banking Centre Gurgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005051, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0005051 belongs to Axis Bank's MEGA WHOLESALE BANKING CENTRE GURGAON branch, located at AXIS BANK LTD, 1ST AND 2ND FLOOR, SCO NO 57,HUDA DISTRICT CENTRE, SECTOR… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.