Use this page as a one-stop reference for everything related to Axis Bank's GURGAON SECTOR ONE ZERO TWO branch in GURGAON, HARYANA. The branch's IFSC code UTIB0006527 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0006527 is the IFSC of Axis Bank's GURGAON SECTOR ONE ZERO TWO branch. The format is fixed: UTIB = bank code, 0 = reserved, 006527 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gurgaon Sector One Zero Two |
| IFSC Code | UTIB0006527 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BASEMENT, GRD AND FIRST FLOOR, SCO PLOT NO 20, OYSTER ARCADE, ADANI M2K, SECTOR 102, 102A GURUGRAM, 122006 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 124 |
| Phone | 8826898325 |
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gurgaon Sector One Zero Two branch in Gurgaon, Haryana is part of this network and uses the IFSC code UTIB0006527 for all electronic settlement.
Gurgaon Sector One Zero Two branch overview
Located at BASEMENT, GRD AND FIRST FLOOR, SCO PLOT NO 20, OYSTER ARCADE, ADANI M2K, SECTOR 102, 102A GURUGRAM, 122006, the Gurgaon Sector One Zero Two branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0006527 is required for all interbank electronic transfers routed through this branch.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON SECTOR ONE ZERO TWO of Axis Bank — its own 11-character IFSC. The code UTIB0006527 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0006527 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UTIB0006527
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006527 across all three.
NEFT to Axis Bank, GURGAON SECTOR ONE ZERO TWO using IFSC UTIB0006527
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006527, and confirm that the system picks up Axis Bank – GURGAON SECTOR ONE ZERO TWO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0006527
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GURGAON SECTOR ONE ZERO TWO, ensure your bank's portal accepts IFSC UTIB0006527 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GURGAON SECTOR ONE ZERO TWO, use IMPS. With IFSC UTIB0006527 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006527 for Axis Bank – GURGAON SECTOR ONE ZERO TWO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006527 | Yes – UTIB0006527 | Yes – UTIB0006527 |
For most retail customers crediting the Gurgaon Sector One Zero Two branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006527
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – GURGAON SECTOR ONE ZERO TWO is still mapped to IFSC UTIB0006527. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006527 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gurgaon Sector One Zero Two branch is mapped to IFSC UTIB0006527 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006527.
Products and services
Customers walking into the Gurgaon Sector One Zero Two branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0006527
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006527 and the account number together uniquely identify the Gurgaon Sector One Zero Two branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UTIB0006527
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GURGAON SECTOR ONE ZERO TWO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0006527 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GURGAON SECTOR ONE ZERO TWO:
- The IFSC is exactly UTIB0006527 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GURGAON SECTOR ONE ZERO TWO as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gurgaon Sector One Zero Two branch sits at BASEMENT, GRD AND FIRST FLOOR, SCO PLOT NO 20, OYSTER ARCADE, ADANI M2K, SECTOR 102, 102A GURUGRAM, 122006. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 124-8826898325 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0006527 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006527 for Axis Bank – GURGAON SECTOR ONE ZERO TWO, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Gurgaon Sector One Zero Two are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006527 continue to work without interruption.
Branch address & contact
Axis BankGurgaon Sector One Zero Two Branch
BASEMENT, GRD AND FIRST FLOOR, SCO PLOT NO 20, OYSTER ARCADE, ADANI M2K, SECTOR 102, 102A GURUGRAM, 122006
Gurgaon, Haryana
Phone: 124-8826898325
IFSC: UTIB0006527
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurgaon Sector One Zero Two branch but serve different purposes.
How do I add Axis Bank Gurgaon Sector One Zero Two as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006527, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank Gurgaon Sector One Zero Two branch located?
Axis Bank's Gurgaon Sector One Zero Two branch is located at BASEMENT, GRD AND FIRST FLOOR, SCO PLOT NO 20, OYSTER ARCADE, ADANI M2K, SECTOR 102, 102A GURUGRAM, 122006, Gurgaon, Haryana.
Can I use IFSC UTIB0006527 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006527 to send funds instantly.
Does Axis Bank Gurgaon Sector One Zero Two branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-8826898325 to confirm.
What is the IFSC code of Axis Bank Gurgaon Sector One Zero Two branch?
The IFSC code of Axis Bank, Gurgaon Sector One Zero Two branch is UTIB0006527. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0006527 belongs to Axis Bank's GURGAON SECTOR ONE ZERO TWO branch, located at BASEMENT, GRD AND FIRST FLOOR, SCO PLOT NO 20, OYSTER ARCADE, ADANI M2K,… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
