Use this page as a one-stop reference for everything related to Axis Bank's GURGAON branch in GURGAON, HARYANA. The branch's IFSC code UTIB0005238 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – GURGAON is UTIB0005238. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005238 map to this branch in GURGAON, HARYANA.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gurgaon branch — IFSC UTIB0005238 — extends the bank's services to customers in and around Gurgaon, Haryana.
About the Gurgaon branch
The Gurgaon branch of Axis Bank is situated at GROUND FLOOR AND FIRST FLOOR, SCO PLOT NO 11, HUDA SHOPPING COMPLEX, SECTOR 38, GURGAON. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005238 is used.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gurgaon |
| IFSC Code | UTIB0005238 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR AND FIRST FLOOR, SCO PLOT NO 11, HUDA SHOPPING COMPLEX, SECTOR 38, GURGAON |
| City | Gurgaon |
| District | Gurugram |
| State | Haryana |
| STD Code | 124 |
| Phone | 9871128153 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON of Axis Bank — its own 11-character IFSC. The code UTIB0005238 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005238 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005238 and the account number together uniquely identify the Gurgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005238
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005238 across all three.
NEFT to Axis Bank, GURGAON using IFSC UTIB0005238
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005238, and confirm that the system picks up Axis Bank – GURGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GURGAON
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005238 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GURGAON, use IMPS. With IFSC UTIB0005238 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005238 for Axis Bank – GURGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005238 | Yes – UTIB0005238 | Yes – UTIB0005238 |
For most retail customers crediting the Gurgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GURGAON branch, the IFSC UTIB0005238 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gurgaon branch is mapped to IFSC UTIB0005238 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005238.
Banking services available
The Gurgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 124-9871128153.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005238
Online banking and IFSC UTIB0005238
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005238 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gurgaon branch
The branch is located at GROUND FLOOR AND FIRST FLOOR, SCO PLOT NO 11, HUDA SHOPPING COMPLEX, SECTOR 38, GURGAON, which puts it inside Gurgaon, the broader Gurugram district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Gurgaon branch” — the verified location pin for IFSC UTIB0005238 should appear at the top of the results.
- Confirm the branch is open by calling 124-9871128153 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0005238 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GURGAON:
- The IFSC is exactly UTIB0005238 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GURGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Gurgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0005238 continue to work without interruption.
Verifying IFSC UTIB0005238 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005238 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 124-9871128153.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankGurgaon Branch
GROUND FLOOR AND FIRST FLOOR, SCO PLOT NO 11, HUDA SHOPPING COMPLEX, SECTOR 38, GURGAON
Gurgaon, Haryana
Phone: 124-9871128153
IFSC: UTIB0005238
Frequently asked questions
What is the phone number of Axis Bank Gurgaon branch?
You can reach the branch at 124-9871128153 during regular banking hours.
Is IFSC UTIB0005238 valid for NEFT and RTGS?
Yes. IFSC UTIB0005238 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Gurgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 124-9871128153 to confirm.
What is the IFSC code of Axis Bank Gurgaon branch?
The IFSC code of Axis Bank, Gurgaon branch is UTIB0005238. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Gurgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005238, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurgaon branch but serve different purposes.
How quickly will an NEFT transfer using UTIB0005238 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gurgaon reflect within 30 minutes.
Is IFSC UTIB0005238 the same for all accounts at Gurgaon branch?
Yes. The IFSC UTIB0005238 is shared by every account held at Axis Bank's Gurgaon branch. Only the account number changes from customer to customer.
Final notes
To recap: UTIB0005238 is the IFSC code of Axis Bank, GURGAON branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
