If you are searching for the IFSC code of Axis Bank, BESTECH TOWER GGN branch in GURGAON, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UTIB0003156. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BESTECH TOWER GGN branch, and detailed step-by-step guides for using the IFSC UTIB0003156 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's BESTECH TOWER GGN branch, the IFSC UTIB0003156 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003156 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bestech Tower Ggn |
| IFSC Code | UTIB0003156 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR 4 5 BESTECH TOWER SEC 48 GURGAON |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 9891386797 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Bestech Tower Ggn branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003156.
About this branch
The branch is located at GROUND FLOOR 4 5 BESTECH TOWER SEC 48 GURGAON. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003156 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BESTECH TOWER GGN branch came to be assigned the code UTIB0003156.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003156, money simply cannot be routed to the BESTECH TOWER GGN branch electronically.
How to transfer money using IFSC UTIB0003156
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003156 across all three.
NEFT to Axis Bank, BESTECH TOWER GGN using IFSC UTIB0003156
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003156, and confirm that the system picks up Axis Bank – BESTECH TOWER GGN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BESTECH TOWER GGN
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BESTECH TOWER GGN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003156 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – BESTECH TOWER GGN, use IMPS. With IFSC UTIB0003156 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003156 for Axis Bank – BESTECH TOWER GGN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003156 | Yes – UTIB0003156 | Yes – UTIB0003156 |
For most retail customers crediting the Bestech Tower Ggn branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003156
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BESTECH TOWER GGN is still mapped to IFSC UTIB0003156. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003156 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Bestech Tower Ggn branch is mapped to IFSC UTIB0003156 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003156.
Products and services
Customers walking into the Bestech Tower Ggn branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003156
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003156 and the account number together uniquely identify the Bestech Tower Ggn branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Bestech Tower Ggn branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003156 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – BESTECH TOWER GGN:
- The IFSC is exactly UTIB0003156 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and BESTECH TOWER GGN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bestech Tower Ggn branch
The branch is located at GROUND FLOOR 4 5 BESTECH TOWER SEC 48 GURGAON, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bestech Tower Ggn branch” — the verified location pin for IFSC UTIB0003156 should appear at the top of the results.
- Confirm the branch is open by calling 91-9891386797 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003156 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0003156 for Axis Bank – BESTECH TOWER GGN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bestech Tower Ggn are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003156 continue to work without interruption.
Branch address & contact
Axis BankBestech Tower Ggn Branch
GROUND FLOOR 4 5 BESTECH TOWER SEC 48 GURGAON
Gurgaon, Haryana
Phone: 91-9891386797
IFSC: UTIB0003156
Frequently asked questions
Is IFSC UTIB0003156 valid for NEFT and RTGS?
Yes. IFSC UTIB0003156 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Axis Bank Bestech Tower Ggn branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9891386797 to confirm.
Can I use IFSC UTIB0003156 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003156 to send funds instantly.
How quickly will an NEFT transfer using UTIB0003156 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Bestech Tower Ggn reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bestech Tower Ggn branch but serve different purposes.
How do I add Axis Bank Bestech Tower Ggn as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003156, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Bestech Tower Ggn branch?
You can reach the branch at 91-9891386797 during regular banking hours.
Summary
The IFSC code UTIB0003156 belongs to Axis Bank's BESTECH TOWER GGN branch, located at GROUND FLOOR 4 5 BESTECH TOWER SEC 48 GURGAON in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


