IFSC Code of Axis Bank, The Guntur Coop Urban Bank Ltd Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch in GUNTUR, ANDHRA PRADESH. The branch's IFSC code UTIB0SGUB06 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Axis Bank – THE GUNTUR COOP URBAN BANK LTD is UTIB0SGUB06. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SGUB06 map to this branch in GUNTUR, ANDHRA PRADESH.

Branch details at a glance

About Axis Bank

Axis Bank operates a wide network of branches across India, including the The Guntur Coop Urban Bank Ltd branch in Guntur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0SGUB06.

About this branch

The branch is located at LIBRARY CENTER KORITEPADU GUNTUR 522 007. It serves the Guntur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0SGUB06 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch came to be assigned the code UTIB0SGUB06.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0SGUB06, money simply cannot be routed to the THE GUNTUR COOP URBAN BANK LTD branch electronically.

How to transfer money using IFSC UTIB0SGUB06

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SGUB06 across all three.

NEFT to Axis Bank, THE GUNTUR COOP URBAN BANK LTD using IFSC UTIB0SGUB06

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0SGUB06, and confirm that the system picks up Axis Bank – THE GUNTUR COOP URBAN BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTIB0SGUB06

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE GUNTUR COOP URBAN BANK LTD, ensure your bank's portal accepts IFSC UTIB0SGUB06 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Axis Bank THE GUNTUR COOP URBAN BANK LTD (IFSC UTIB0SGUB06)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SGUB06 in your mobile or internet banking app, and the money is credited to the THE GUNTUR COOP URBAN BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTIB0SGUB06 for Axis Bank – THE GUNTUR COOP URBAN BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Guntur Coop Urban Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTIB0SGUB06

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THE GUNTUR COOP URBAN BANK LTD is still mapped to IFSC UTIB0SGUB06. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SGUB06 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Guntur Coop Urban Bank Ltd branch is mapped to IFSC UTIB0SGUB06 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTIB0SGUB06.

Banking services available

The The Guntur Coop Urban Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 863-2327480.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SGUB06

MICR & cheque-truncation details

Cheques drawn on the The Guntur Coop Urban Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SGUB06 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the The Guntur Coop Urban Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0SGUB06 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE GUNTUR COOP URBAN BANK LTD:

• The IFSC is exactly UTIB0SGUB06 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Axis Bank as the bank name and THE GUNTUR COOP URBAN BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Guntur Coop Urban Bank Ltd branch sits at LIBRARY CENTER KORITEPADU GUNTUR 522 007. If you are travelling from outside Guntur, search for the branch on a maps application using the bank name and locality, or call 863-2327480 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SGUB06 and your account number.

Verifying IFSC UTIB0SGUB06 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0SGUB06 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 863-2327480.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at The Guntur Coop Urban Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0SGUB06 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTIB0SGUB06 belongs to Axis Bank's THE GUNTUR COOP URBAN BANK LTD branch, located at LIBRARY CENTER KORITEPADU GUNTUR 522 007 in GUNTUR, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.