This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, PATNAM BAZAAR branch in GUNTUR. The 11-digit IFSC UTIB0004091 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the PATNAM BAZAAR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0004091 is the IFSC of Axis Bank's PATNAM BAZAAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 004091 = branch identifier.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Patnam Bazaar |
| IFSC Code | UTIB0004091 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR DNO 23 6 130 131 PATNAM BAZAAR MAIN ROAD GUNTUR 522003 |
| City | Guntur |
| District | Guntur |
| State | Andhra Pradesh |
| STD Code | 866 |
| Phone | 8469318 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Patnam Bazaar branch in Guntur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004091.
Patnam Bazaar branch overview
Located at UPPER GROUND FLOOR DNO 23 6 130 131 PATNAM BAZAAR MAIN ROAD GUNTUR 522003, the Patnam Bazaar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0004091 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PATNAM BAZAAR branch came to be assigned the code UTIB0004091.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004091, money simply cannot be routed to the PATNAM BAZAAR branch electronically.
How to transfer money using IFSC UTIB0004091
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004091 across all three.
How to use IFSC UTIB0004091 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's PATNAM BAZAAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004091.
- Confirm the bank name auto-populates as Axis Bank and the branch as PATNAM BAZAAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PATNAM BAZAAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's PATNAM BAZAAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0004091 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank PATNAM BAZAAR (IFSC UTIB0004091)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0004091 in your mobile or internet banking app, and the money is credited to the PATNAM BAZAAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004091 for Axis Bank – PATNAM BAZAAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004091 | Yes – UTIB0004091 | Yes – UTIB0004091 |
For most retail customers crediting the Patnam Bazaar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PATNAM BAZAAR branch, the IFSC UTIB0004091 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Patnam Bazaar branch
Once you have an account at Axis Bank – PATNAM BAZAAR, the IFSC UTIB0004091 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Patnam Bazaar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 866-8469318.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004091
MICR & cheque-truncation details
Cheques drawn on the Patnam Bazaar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0004091 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Patnam Bazaar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004091 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0004091
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – PATNAM BAZAAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0004091. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Patnam Bazaar branch
The branch is located at UPPER GROUND FLOOR DNO 23 6 130 131 PATNAM BAZAAR MAIN ROAD GUNTUR 522003, which puts it inside Guntur, the broader Guntur district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Patnam Bazaar branch” — the verified location pin for IFSC UTIB0004091 should appear at the top of the results.
- Confirm the branch is open by calling 866-8469318 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004091 and your account number.
Verifying IFSC UTIB0004091 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0004091 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 866-8469318.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Patnam Bazaar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004091 continue to work without interruption.
Branch address & contact
Axis BankPatnam Bazaar Branch
UPPER GROUND FLOOR DNO 23 6 130 131 PATNAM BAZAAR MAIN ROAD GUNTUR 522003
Guntur, Andhra Pradesh
Phone: 866-8469318
IFSC: UTIB0004091
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004091 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Patnam Bazaar reflect within 30 minutes.
What is the phone number of Axis Bank Patnam Bazaar branch?
You can reach the branch at 866-8469318 during regular banking hours.
Can I use IFSC UTIB0004091 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004091 to send funds instantly.
Where is Axis Bank Patnam Bazaar branch located?
Axis Bank's Patnam Bazaar branch is located at UPPER GROUND FLOOR DNO 23 6 130 131 PATNAM BAZAAR MAIN ROAD GUNTUR 522003, Guntur, Andhra Pradesh.
How do I add Axis Bank Patnam Bazaar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004091, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0004091 valid for NEFT and RTGS?
Yes. IFSC UTIB0004091 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0004091 the same for all accounts at Patnam Bazaar branch?
Yes. The IFSC UTIB0004091 is shared by every account held at Axis Bank's Patnam Bazaar branch. Only the account number changes from customer to customer.
Final notes
To recap: UTIB0004091 is the IFSC code of Axis Bank, PATNAM BAZAAR branch, in GUNTUR, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
