Below are the complete branch details for Axis Bank, GUNDERDEHI branch, located in GUNDERDEHI, CHHATTISGARH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0004671. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0004671 for Axis Bank – GUNDERDEHI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – GUNDERDEHI is UTIB0004671. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004671 map to this branch in GUNDERDEHI, CHHATTISGARH.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gunderdehi branch in Gunderdehi, Chhattisgarh is part of this network and uses the IFSC code UTIB0004671 for all electronic settlement.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gunderdehi |
| IFSC Code | UTIB0004671 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 13 47, DURG BALOD ROAD, OPP TO PNB, PO PS GUNDERDEHI, DIST BALOD, CHHATTISGARH, PINCODE 491223 |
| City | Gunderdehi |
| District | Balod |
| State | Chhattisgarh |
| STD Code | 788 |
| Phone | 8878802143 |
About the Gunderdehi branch
The Gunderdehi branch of Axis Bank is situated at 13 47, DURG BALOD ROAD, OPP TO PNB, PO PS GUNDERDEHI, DIST BALOD, CHHATTISGARH, PINCODE 491223. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0004671 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GUNDERDEHI of Axis Bank — its own 11-character IFSC. The code UTIB0004671 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0004671 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gunderdehi branch is mapped to IFSC UTIB0004671 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004671.
Products and services
Customers walking into the Gunderdehi branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0004671
How to transfer money using IFSC UTIB0004671
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004671 across all three.
NEFT to Axis Bank, GUNDERDEHI using IFSC UTIB0004671
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0004671, and confirm that the system picks up Axis Bank – GUNDERDEHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0004671
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GUNDERDEHI, ensure your bank's portal accepts IFSC UTIB0004671 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GUNDERDEHI, use IMPS. With IFSC UTIB0004671 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004671 for Axis Bank – GUNDERDEHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004671 | Yes – UTIB0004671 | Yes – UTIB0004671 |
For most retail customers crediting the Gunderdehi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0004671
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – GUNDERDEHI is still mapped to IFSC UTIB0004671. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0004671 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0004671
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GUNDERDEHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0004671 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004671 and the account number together uniquely identify the Gunderdehi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GUNDERDEHI:
- The IFSC is exactly UTIB0004671 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GUNDERDEHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Gunderdehi branch
The branch is located at 13 47, DURG BALOD ROAD, OPP TO PNB, PO PS GUNDERDEHI, DIST BALOD, CHHATTISGARH, PINCODE 491223, which puts it inside Gunderdehi, the broader Balod district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Gunderdehi branch” — the verified location pin for IFSC UTIB0004671 should appear at the top of the results.
- Confirm the branch is open by calling 788-8878802143 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0004671 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004671 for Axis Bank – GUNDERDEHI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Gunderdehi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0004671 continue to work without interruption.
Branch address & contact
Axis BankGunderdehi Branch
13 47, DURG BALOD ROAD, OPP TO PNB, PO PS GUNDERDEHI, DIST BALOD, CHHATTISGARH, PINCODE 491223
Gunderdehi, Chhattisgarh
Phone: 788-8878802143
IFSC: UTIB0004671
Frequently asked questions
How quickly will an NEFT transfer using UTIB0004671 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gunderdehi reflect within 30 minutes.
Does Axis Bank Gunderdehi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 788-8878802143 to confirm.
Can I use IFSC UTIB0004671 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0004671 to send funds instantly.
Is IFSC UTIB0004671 valid for NEFT and RTGS?
Yes. IFSC UTIB0004671 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gunderdehi branch but serve different purposes.
How do I add Axis Bank Gunderdehi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0004671, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0004671 belongs to Axis Bank's GUNDERDEHI branch, located at 13 47, DURG BALOD ROAD, OPP TO PNB, PO PS GUNDERDEHI, DIST BALOD,… in GUNDERDEHI, CHHATTISGARH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
