If you are searching for the IFSC code of Axis Bank, RUSTAMPUR GORAKHPUR branch in GORAKHPUR, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UTIB0005876. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RUSTAMPUR GORAKHPUR branch, and detailed step-by-step guides for using the IFSC UTIB0005876 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – RUSTAMPUR GORAKHPUR is UTIB0005876. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005876 map to this branch in GORAKHPUR, UTTAR PRADESH.
About the bank
Axis Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rustampur Gorakhpur branch in Gorakhpur, Uttar Pradesh is part of this network and uses the IFSC code UTIB0005876 for all electronic settlement.
Rustampur Gorakhpur branch overview
Located at FF, SHOP NUMBER 15 19, J R COMPLEX, MOHALLA MIRZAPUR HATA BETIYA, RUSTAMPUR, GORAKHPUR, UP 273016, the Rustampur Gorakhpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0005876 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Rustampur Gorakhpur |
| IFSC Code | UTIB0005876 |
| MICR Code | Refer to cheque leaf |
| Branch Address | FF, SHOP NUMBER 15 19, J R COMPLEX, MOHALLA MIRZAPUR HATA BETIYA, RUSTAMPUR, GORAKHPUR, UP 273016 |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| STD Code | 551 |
| Phone | 9628006688 |
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RUSTAMPUR GORAKHPUR of Axis Bank — its own 11-character IFSC. The code UTIB0005876 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005876 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0005876 and the account number together uniquely identify the Rustampur Gorakhpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0005876
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005876 across all three.
NEFT to Axis Bank, RUSTAMPUR GORAKHPUR using IFSC UTIB0005876
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005876, and confirm that the system picks up Axis Bank – RUSTAMPUR GORAKHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0005876
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – RUSTAMPUR GORAKHPUR, ensure your bank's portal accepts IFSC UTIB0005876 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank RUSTAMPUR GORAKHPUR (IFSC UTIB0005876)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0005876 in your mobile or internet banking app, and the money is credited to the RUSTAMPUR GORAKHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005876 for Axis Bank – RUSTAMPUR GORAKHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005876 | Yes – UTIB0005876 | Yes – UTIB0005876 |
For most retail customers crediting the Rustampur Gorakhpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's RUSTAMPUR GORAKHPUR branch, the IFSC UTIB0005876 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rustampur Gorakhpur branch is mapped to IFSC UTIB0005876 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005876.
Products and services
Customers walking into the Rustampur Gorakhpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0005876
Online banking and IFSC UTIB0005876
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the RUSTAMPUR GORAKHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005876 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Rustampur Gorakhpur branch sits at FF, SHOP NUMBER 15 19, J R COMPLEX, MOHALLA MIRZAPUR HATA BETIYA, RUSTAMPUR, GORAKHPUR, UP 273016. If you are travelling from outside Gorakhpur, search for the branch on a maps application using the bank name and locality, or call 551-9628006688 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005876 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – RUSTAMPUR GORAKHPUR:
- The IFSC is exactly UTIB0005876 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and RUSTAMPUR GORAKHPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rustampur Gorakhpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005876, however, work 24x7.
Verifying IFSC UTIB0005876 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005876 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 551-9628006688.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankRustampur Gorakhpur Branch
FF, SHOP NUMBER 15 19, J R COMPLEX, MOHALLA MIRZAPUR HATA BETIYA, RUSTAMPUR, GORAKHPUR, UP 273016
Gorakhpur, Uttar Pradesh
Phone: 551-9628006688
IFSC: UTIB0005876
Frequently asked questions
Can I use IFSC UTIB0005876 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0005876 to send funds instantly.
How do I add Axis Bank Rustampur Gorakhpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005876, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Axis Bank Rustampur Gorakhpur branch?
You can reach the branch at 551-9628006688 during regular banking hours.
Where is Axis Bank Rustampur Gorakhpur branch located?
Axis Bank's Rustampur Gorakhpur branch is located at FF, SHOP NUMBER 15 19, J R COMPLEX, MOHALLA MIRZAPUR HATA BETIYA, RUSTAMPUR, GORAKHPUR, UP 273016, Gorakhpur, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rustampur Gorakhpur branch but serve different purposes.
Is IFSC UTIB0005876 the same for all accounts at Rustampur Gorakhpur branch?
Yes. The IFSC UTIB0005876 is shared by every account held at Axis Bank's Rustampur Gorakhpur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Rustampur Gorakhpur branch?
The IFSC code of Axis Bank, Rustampur Gorakhpur branch is UTIB0005876. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0005876 belongs to Axis Bank's RUSTAMPUR GORAKHPUR branch, located at FF, SHOP NUMBER 15 19, J R COMPLEX, MOHALLA MIRZAPUR HATA BETIYA, RUSTAMPUR,… in GORAKHPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
