Below are the complete branch details for Axis Bank, BUDH VIHAR GORAKHPUR branch, located in GORAKHPUR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003602. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003602 for Axis Bank – BUDH VIHAR GORAKHPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003602 is the IFSC of Axis Bank's BUDH VIHAR GORAKHPUR branch. The format is fixed: UTIB = bank code, 0 = reserved, 003602 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Budh Vihar Gorakhpur branch in Gorakhpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003602.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Budh Vihar Gorakhpur |
| IFSC Code | UTIB0003602 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UPPER GROUND FLOOR PLOT NO A 03 BUDH VIHAR VYAVSAYIK YOJNA PART A DISTT GORAKHPUR |
| City | Gorakhpur |
| District | Gorakhpur |
| State | Uttar Pradesh |
| STD Code | 551 |
| Phone | 9936488996 |
About this branch
The branch is located at UPPER GROUND FLOOR PLOT NO A 03 BUDH VIHAR VYAVSAYIK YOJNA PART A DISTT GORAKHPUR. It serves the Gorakhpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003602 is used to identify this branch on the RBI payments network.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BUDH VIHAR GORAKHPUR of Axis Bank — its own 11-character IFSC. The code UTIB0003602 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0003602 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Budh Vihar Gorakhpur branch is mapped to IFSC UTIB0003602 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003602.
Products and services
Customers walking into the Budh Vihar Gorakhpur branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003602
How to transfer money using IFSC UTIB0003602
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003602 across all three.
NEFT to Axis Bank, BUDH VIHAR GORAKHPUR using IFSC UTIB0003602
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003602, and confirm that the system picks up Axis Bank – BUDH VIHAR GORAKHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BUDH VIHAR GORAKHPUR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's BUDH VIHAR GORAKHPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003602 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank BUDH VIHAR GORAKHPUR (IFSC UTIB0003602)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003602 in your mobile or internet banking app, and the money is credited to the BUDH VIHAR GORAKHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003602 for Axis Bank – BUDH VIHAR GORAKHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003602 | Yes – UTIB0003602 | Yes – UTIB0003602 |
For most retail customers crediting the Budh Vihar Gorakhpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's BUDH VIHAR GORAKHPUR branch, the IFSC UTIB0003602 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0003602
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the BUDH VIHAR GORAKHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0003602 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0003602 and the account number together uniquely identify the Budh Vihar Gorakhpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UTIB0003602
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BUDH VIHAR GORAKHPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003602. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Budh Vihar Gorakhpur branch
The branch is located at UPPER GROUND FLOOR PLOT NO A 03 BUDH VIHAR VYAVSAYIK YOJNA PART A DISTT GORAKHPUR, which puts it inside Gorakhpur, the broader Gorakhpur district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Budh Vihar Gorakhpur branch” — the verified location pin for IFSC UTIB0003602 should appear at the top of the results.
- Confirm the branch is open by calling 551-9936488996 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003602 and your account number.
Verifying IFSC UTIB0003602 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003602 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 551-9936488996.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Budh Vihar Gorakhpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003602 continue to work without interruption.
Branch address & contact
Axis BankBudh Vihar Gorakhpur Branch
UPPER GROUND FLOOR PLOT NO A 03 BUDH VIHAR VYAVSAYIK YOJNA PART A DISTT GORAKHPUR
Gorakhpur, Uttar Pradesh
Phone: 551-9936488996
IFSC: UTIB0003602
Frequently asked questions
How do I add Axis Bank Budh Vihar Gorakhpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0003602, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UTIB0003602 the same for all accounts at Budh Vihar Gorakhpur branch?
Yes. The IFSC UTIB0003602 is shared by every account held at Axis Bank's Budh Vihar Gorakhpur branch. Only the account number changes from customer to customer.
What is the IFSC code of Axis Bank Budh Vihar Gorakhpur branch?
The IFSC code of Axis Bank, Budh Vihar Gorakhpur branch is UTIB0003602. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0003602 valid for NEFT and RTGS?
Yes. IFSC UTIB0003602 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Budh Vihar Gorakhpur branch located?
Axis Bank's Budh Vihar Gorakhpur branch is located at UPPER GROUND FLOOR PLOT NO A 03 BUDH VIHAR VYAVSAYIK YOJNA PART A DISTT GORAKHPUR, Gorakhpur, Uttar Pradesh.
Does Axis Bank Budh Vihar Gorakhpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 551-9936488996 to confirm.
What is the phone number of Axis Bank Budh Vihar Gorakhpur branch?
You can reach the branch at 551-9936488996 during regular banking hours.
How quickly will an NEFT transfer using UTIB0003602 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Budh Vihar Gorakhpur reflect within 30 minutes.
Summary
The IFSC code UTIB0003602 belongs to Axis Bank's BUDH VIHAR GORAKHPUR branch, located at UPPER GROUND FLOOR PLOT NO A 03 BUDH VIHAR VYAVSAYIK YOJNA PART A DISTT… in GORAKHPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
