Below are the complete branch details for Axis Bank, GOPESHWAR branch, located in GOPESHWAR, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0003915. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0003915 for Axis Bank – GOPESHWAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0003915 is the IFSC of Axis Bank's GOPESHWAR branch. The format is fixed: UTIB = bank code, 0 = reserved, 003915 = branch identifier.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Gopeshwar branch in Gopeshwar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0003915.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gopeshwar |
| IFSC Code | UTIB0003915 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLOR,PLOT BEARING KHASRA NO.308,KHATA NO.087,VILLAGE GOPESHWAR 246401,DIST CHAMOLI,UTTRAKHAND |
| City | Gopeshwar |
| District | Chamoli |
| State | Uttarakhand |
| STD Code | 1372 |
| Phone | 9627447755 |
Gopeshwar branch overview
Located at GR FLOR,PLOT BEARING KHASRA NO.308,KHATA NO.087,VILLAGE GOPESHWAR 246401,DIST CHAMOLI,UTTRAKHAND, the Gopeshwar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UTIB0003915 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GOPESHWAR branch came to be assigned the code UTIB0003915.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003915, money simply cannot be routed to the GOPESHWAR branch electronically.
Products and account variants supported
Every account opened at the Gopeshwar branch is mapped to IFSC UTIB0003915 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003915.
Products and services
Customers walking into the Gopeshwar branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0003915
How to transfer money using IFSC UTIB0003915
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003915 across all three.
How to use IFSC UTIB0003915 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's GOPESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0003915.
- Confirm the bank name auto-populates as Axis Bank and the branch as GOPESHWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to GOPESHWAR
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's GOPESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0003915 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank GOPESHWAR (IFSC UTIB0003915)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0003915 in your mobile or internet banking app, and the money is credited to the GOPESHWAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gopeshwar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0003915:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GOPESHWAR is still linked to IFSC UTIB0003915.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GOPESHWAR branch, the IFSC UTIB0003915 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Gopeshwar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003915 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Gopeshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003915 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0003915
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – GOPESHWAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003915. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Gopeshwar branch sits at GR FLOR,PLOT BEARING KHASRA NO.308,KHATA NO.087,VILLAGE GOPESHWAR 246401,DIST CHAMOLI,UTTRAKHAND. If you are travelling from outside Gopeshwar, search for the branch on a maps application using the bank name and locality, or call 1372-9627447755 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003915 and your account number.
Verifying IFSC UTIB0003915 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003915 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1372-9627447755.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Gopeshwar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0003915 continue to work without interruption.
Branch address & contact
Axis BankGopeshwar Branch
GR FLOR,PLOT BEARING KHASRA NO.308,KHATA NO.087,VILLAGE GOPESHWAR 246401,DIST CHAMOLI,UTTRAKHAND
Gopeshwar, Uttarakhand
Phone: 1372-9627447755
IFSC: UTIB0003915
Frequently asked questions
Where is Axis Bank Gopeshwar branch located?
Axis Bank's Gopeshwar branch is located at GR FLOR,PLOT BEARING KHASRA NO.308,KHATA NO.087,VILLAGE GOPESHWAR 246401,DIST CHAMOLI,UTTRAKHAND, Gopeshwar, Uttarakhand.
Is IFSC UTIB0003915 valid for NEFT and RTGS?
Yes. IFSC UTIB0003915 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Axis Bank Gopeshwar branch?
You can reach the branch at 1372-9627447755 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gopeshwar branch but serve different purposes.
Is IFSC UTIB0003915 the same for all accounts at Gopeshwar branch?
Yes. The IFSC UTIB0003915 is shared by every account held at Axis Bank's Gopeshwar branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UTIB0003915 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gopeshwar reflect within 30 minutes.
Summary
The IFSC code UTIB0003915 belongs to Axis Bank's GOPESHWAR branch, located at GR FLOR,PLOT BEARING KHASRA NO.308,KHATA NO.087,VILLAGE GOPESHWAR 246401,DIST… in GOPESHWAR, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
