This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, GILL PATTI branch in GONIANA. The 11-digit IFSC UTIB0001637 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the GILL PATTI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – GILL PATTI is UTIB0001637. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001637 map to this branch in GONIANA, PUNJAB.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Gill Patti branch in Goniana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0001637.
About this branch
The branch is located at GROUND FLOOR, ADJACENT TO SR. SECONDARY SCHOOL, BATHINDA - GONAINA ROAD, TEHSIL & DISTRICT BHATINDA (PB), VILLAGE GILL PATTI 151201. It serves the Goniana region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0001637 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gill Patti |
| IFSC Code | UTIB0001637 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, ADJACENT TO SR. SECONDARY SCHOOL, BATHINDA - GONAINA ROAD, TEHSIL & DISTRICT BHATINDA (PB), VILLAGE GILL PATTI 151201 |
| City | Goniana |
| District | Bathinda |
| State | Punjab |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GILL PATTI branch came to be assigned the code UTIB0001637.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0001637, money simply cannot be routed to the GILL PATTI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0001637 and the account number together uniquely identify the Gill Patti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0001637
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0001637 across all three.
NEFT to Axis Bank, GILL PATTI using IFSC UTIB0001637
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0001637, and confirm that the system picks up Axis Bank – GILL PATTI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GILL PATTI
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's GILL PATTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0001637 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank GILL PATTI (IFSC UTIB0001637)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0001637 in your mobile or internet banking app, and the money is credited to the GILL PATTI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0001637 for Axis Bank – GILL PATTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0001637 | Yes – UTIB0001637 | Yes – UTIB0001637 |
For most retail customers crediting the Gill Patti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0001637
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – GILL PATTI is still mapped to IFSC UTIB0001637. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0001637 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gill Patti branch is mapped to IFSC UTIB0001637 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0001637.
Banking services available
The Gill Patti branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0001637
Digital banking channels
Most day-to-day work that customers used to do at the Gill Patti branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0001637 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Gill Patti branch sits at GROUND FLOOR, ADJACENT TO SR. SECONDARY SCHOOL, BATHINDA - GONAINA ROAD, TEHSIL & DISTRICT BHATINDA (PB), VILLAGE GILL PATTI 151201. If you are travelling from outside Goniana, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0001637 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GILL PATTI:
- The IFSC is exactly UTIB0001637 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GILL PATTI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gill Patti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0001637, however, work 24x7.
Verifying IFSC UTIB0001637 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0001637 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankGill Patti Branch
GROUND FLOOR, ADJACENT TO SR. SECONDARY SCHOOL, BATHINDA - GONAINA ROAD, TEHSIL & DISTRICT BHATINDA (PB), VILLAGE GILL PATTI 151201
Goniana, Punjab
Phone: the branch contact number
IFSC: UTIB0001637
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gill Patti branch but serve different purposes.
Does Axis Bank Gill Patti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using UTIB0001637 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gill Patti reflect within 30 minutes.
How do I add Axis Bank Gill Patti as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0001637, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC UTIB0001637 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0001637 to send funds instantly.
Where is Axis Bank Gill Patti branch located?
Axis Bank's Gill Patti branch is located at GROUND FLOOR, ADJACENT TO SR. SECONDARY SCHOOL, BATHINDA - GONAINA ROAD, TEHSIL & DISTRICT BHATINDA (PB), VILLAGE GILL PATTI 151201, Goniana, Punjab.
Is IFSC UTIB0001637 the same for all accounts at Gill Patti branch?
Yes. The IFSC UTIB0001637 is shared by every account held at Axis Bank's Gill Patti branch. Only the account number changes from customer to customer.
Is IFSC UTIB0001637 valid for NEFT and RTGS?
Yes. IFSC UTIB0001637 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: UTIB0001637 is the IFSC code of Axis Bank, GILL PATTI branch, in GONIANA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
