Below are the complete branch details for Axis Bank, FULCHUR NAKA GONDIA branch, located in GONDIA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0006406. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0006406 for Axis Bank – FULCHUR NAKA GONDIA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – FULCHUR NAKA GONDIA is UTIB0006406. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006406 map to this branch in GONDIA, MAHARASHTRA.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Fulchur Naka Gondia branch in Gondia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006406.
About this branch
The branch is located at GRD FLR, PLT NO 1, KH NO 443 OR 3, LAL BAHADUR SHASTRI WARD, GONDIA NAGAR PARISHAD, HOUSE NO 11 529 A. It serves the Gondia region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0006406 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Fulchur Naka Gondia |
| IFSC Code | UTIB0006406 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GRD FLR, PLT NO 1, KH NO 443 OR 3, LAL BAHADUR SHASTRI WARD, GONDIA NAGAR PARISHAD, HOUSE NO 11 529 A |
| City | Gondia |
| District | Gondia |
| State | Maharashtra |
| STD Code | 7182 |
| Phone | 9970160335 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's FULCHUR NAKA GONDIA branch came to be assigned the code UTIB0006406.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006406, money simply cannot be routed to the FULCHUR NAKA GONDIA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0006406 and the account number together uniquely identify the Fulchur Naka Gondia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0006406
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006406 across all three.
NEFT to Axis Bank, FULCHUR NAKA GONDIA using IFSC UTIB0006406
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0006406, and confirm that the system picks up Axis Bank – FULCHUR NAKA GONDIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to FULCHUR NAKA GONDIA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's FULCHUR NAKA GONDIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0006406 while initiating the transfer and the credit will appear within minutes.
IMPS to Axis Bank FULCHUR NAKA GONDIA (IFSC UTIB0006406)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006406 in your mobile or internet banking app, and the money is credited to the FULCHUR NAKA GONDIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006406 for Axis Bank – FULCHUR NAKA GONDIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006406 | Yes – UTIB0006406 | Yes – UTIB0006406 |
For most retail customers crediting the Fulchur Naka Gondia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's FULCHUR NAKA GONDIA branch, the IFSC UTIB0006406 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Fulchur Naka Gondia branch is mapped to IFSC UTIB0006406 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0006406.
Banking services available
The Fulchur Naka Gondia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7182-9970160335.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006406
Digital banking channels
Most day-to-day work that customers used to do at the Fulchur Naka Gondia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006406 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Fulchur Naka Gondia branch
The branch is located at GRD FLR, PLT NO 1, KH NO 443 OR 3, LAL BAHADUR SHASTRI WARD, GONDIA NAGAR PARISHAD, HOUSE NO 11 529 A, which puts it inside Gondia, the broader Gondia district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Fulchur Naka Gondia branch” — the verified location pin for IFSC UTIB0006406 should appear at the top of the results.
- Confirm the branch is open by calling 7182-9970160335 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006406 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – FULCHUR NAKA GONDIA:
- The IFSC is exactly UTIB0006406 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and FULCHUR NAKA GONDIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Fulchur Naka Gondia are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTIB0006406 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0006406 for Axis Bank – FULCHUR NAKA GONDIA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankFulchur Naka Gondia Branch
GRD FLR, PLT NO 1, KH NO 443 OR 3, LAL BAHADUR SHASTRI WARD, GONDIA NAGAR PARISHAD, HOUSE NO 11 529 A
Gondia, Maharashtra
Phone: 7182-9970160335
IFSC: UTIB0006406
Frequently asked questions
Where is Axis Bank Fulchur Naka Gondia branch located?
Axis Bank's Fulchur Naka Gondia branch is located at GRD FLR, PLT NO 1, KH NO 443 OR 3, LAL BAHADUR SHASTRI WARD, GONDIA NAGAR PARISHAD, HOUSE NO 11 529 A, Gondia, Maharashtra.
Can I use IFSC UTIB0006406 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006406 to send funds instantly.
How quickly will an NEFT transfer using UTIB0006406 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Fulchur Naka Gondia reflect within 30 minutes.
Is IFSC UTIB0006406 the same for all accounts at Fulchur Naka Gondia branch?
Yes. The IFSC UTIB0006406 is shared by every account held at Axis Bank's Fulchur Naka Gondia branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Fulchur Naka Gondia branch but serve different purposes.
What is the phone number of Axis Bank Fulchur Naka Gondia branch?
You can reach the branch at 7182-9970160335 during regular banking hours.
Summary
The IFSC code UTIB0006406 belongs to Axis Bank's FULCHUR NAKA GONDIA branch, located at GRD FLR, PLT NO 1, KH NO 443 OR 3, LAL BAHADUR SHASTRI WARD, GONDIA NAGAR… in GONDIA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
