If you are searching for the IFSC code of Axis Bank, BHAINSWAN KHURD branch in GOHANA, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UTIB0006051. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHAINSWAN KHURD branch, and detailed step-by-step guides for using the IFSC UTIB0006051 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's BHAINSWAN KHURD branch, the IFSC UTIB0006051 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 006051 identifies this particular branch.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Bhainswan Khurd |
| IFSC Code | UTIB0006051 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, KHEWAT 154, 141, KHATA NO 180, KILLA NO 04, VILLAGE BHAINSWAN KHURD, TEHSIL GOHANA, DISTRICT SONIPAT, HARYANA 131301 |
| City | Gohana |
| District | Sonipat |
| State | Haryana |
| STD Code | 1263 |
| Phone | 8295418400 |
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Bhainswan Khurd branch in Gohana. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0006051.
About the Bhainswan Khurd branch
The Bhainswan Khurd branch of Axis Bank is situated at GROUND FLOOR, KHEWAT 154, 141, KHATA NO 180, KILLA NO 04, VILLAGE BHAINSWAN KHURD, TEHSIL GOHANA, DISTRICT SONIPAT, HARYANA 131301. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0006051 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's BHAINSWAN KHURD branch came to be assigned the code UTIB0006051.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0006051, money simply cannot be routed to the BHAINSWAN KHURD branch electronically.
How to transfer money using IFSC UTIB0006051
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0006051 across all three.
How to use IFSC UTIB0006051 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's BHAINSWAN KHURD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0006051.
- Confirm the bank name auto-populates as Axis Bank and the branch as BHAINSWAN KHURD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0006051
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – BHAINSWAN KHURD, ensure your bank's portal accepts IFSC UTIB0006051 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank BHAINSWAN KHURD (IFSC UTIB0006051)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0006051 in your mobile or internet banking app, and the money is credited to the BHAINSWAN KHURD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0006051 for Axis Bank – BHAINSWAN KHURD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0006051 | Yes – UTIB0006051 | Yes – UTIB0006051 |
For most retail customers crediting the Bhainswan Khurd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0006051
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – BHAINSWAN KHURD is still mapped to IFSC UTIB0006051. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0006051 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bhainswan Khurd branch
Once you have an account at Axis Bank – BHAINSWAN KHURD, the IFSC UTIB0006051 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bhainswan Khurd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1263-8295418400.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0006051
MICR & cheque-truncation details
Cheques drawn on the Bhainswan Khurd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0006051 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Bhainswan Khurd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0006051 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UTIB0006051
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – BHAINSWAN KHURD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0006051. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bhainswan Khurd branch
The branch is located at GROUND FLOOR, KHEWAT 154, 141, KHATA NO 180, KILLA NO 04, VILLAGE BHAINSWAN KHURD, TEHSIL GOHANA, DISTRICT SONIPAT, HARYANA 131301, which puts it inside Gohana, the broader Sonipat district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Bhainswan Khurd branch” — the verified location pin for IFSC UTIB0006051 should appear at the top of the results.
- Confirm the branch is open by calling 1263-8295418400 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0006051 and your account number.
Verifying IFSC UTIB0006051 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0006051 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1263-8295418400.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhainswan Khurd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0006051, however, work 24x7.
Branch address & contact
Axis BankBhainswan Khurd Branch
GROUND FLOOR, KHEWAT 154, 141, KHATA NO 180, KILLA NO 04, VILLAGE BHAINSWAN KHURD, TEHSIL GOHANA, DISTRICT SONIPAT, HARYANA 131301
Gohana, Haryana
Phone: 1263-8295418400
IFSC: UTIB0006051
Frequently asked questions
Can I use IFSC UTIB0006051 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0006051 to send funds instantly.
Does Axis Bank Bhainswan Khurd branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1263-8295418400 to confirm.
Where is Axis Bank Bhainswan Khurd branch located?
Axis Bank's Bhainswan Khurd branch is located at GROUND FLOOR, KHEWAT 154, 141, KHATA NO 180, KILLA NO 04, VILLAGE BHAINSWAN KHURD, TEHSIL GOHANA, DISTRICT SONIPAT, HARYANA 131301, Gohana, Haryana.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhainswan Khurd branch but serve different purposes.
What is the IFSC code of Axis Bank Bhainswan Khurd branch?
The IFSC code of Axis Bank, Bhainswan Khurd branch is UTIB0006051. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UTIB0006051 valid for NEFT and RTGS?
Yes. IFSC UTIB0006051 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UTIB0006051 the same for all accounts at Bhainswan Khurd branch?
Yes. The IFSC UTIB0006051 is shared by every account held at Axis Bank's Bhainswan Khurd branch. Only the account number changes from customer to customer.
How do I add Axis Bank Bhainswan Khurd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0006051, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UTIB0006051 belongs to Axis Bank's BHAINSWAN KHURD branch, located at GROUND FLOOR, KHEWAT 154, 141, KHATA NO 180, KILLA NO 04, VILLAGE BHAINSWAN… in GOHANA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
