Use this page as a one-stop reference for everything related to Axis Bank's GOBARDANGA branch in GOBARDANGA, WEST BENGAL. The branch's IFSC code UTIB0003263 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – GOBARDANGA is UTIB0003263. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003263 map to this branch in GOBARDANGA, WEST BENGAL.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gobardanga |
| IFSC Code | UTIB0003263 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHARU MARKET, GOBARDANGA STATION ROAD, DISTRICT 24 PARGANASNORTH, WB, PIN 743273 |
| City | Gobardanga |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9836270569 |
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gobardanga branch — IFSC UTIB0003263 — extends the bank's services to customers in and around Gobardanga, West Bengal.
About the Gobardanga branch
The Gobardanga branch of Axis Bank is situated at CHARU MARKET, GOBARDANGA STATION ROAD, DISTRICT 24 PARGANASNORTH, WB, PIN 743273. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0003263 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GOBARDANGA branch came to be assigned the code UTIB0003263.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003263, money simply cannot be routed to the GOBARDANGA branch electronically.
How to transfer money using IFSC UTIB0003263
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003263 across all three.
NEFT to Axis Bank, GOBARDANGA using IFSC UTIB0003263
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003263, and confirm that the system picks up Axis Bank – GOBARDANGA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003263
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GOBARDANGA, ensure your bank's portal accepts IFSC UTIB0003263 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GOBARDANGA, use IMPS. With IFSC UTIB0003263 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003263 for Axis Bank – GOBARDANGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003263 | Yes – UTIB0003263 | Yes – UTIB0003263 |
For most retail customers crediting the Gobardanga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GOBARDANGA branch, the IFSC UTIB0003263 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gobardanga branch is mapped to IFSC UTIB0003263 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003263.
Banking services available
The Gobardanga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9836270569.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003263
MICR & cheque-truncation details
Cheques drawn on the Gobardanga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003263 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Gobardanga branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003263 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – GOBARDANGA:
- The IFSC is exactly UTIB0003263 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and GOBARDANGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gobardanga branch sits at CHARU MARKET, GOBARDANGA STATION ROAD, DISTRICT 24 PARGANASNORTH, WB, PIN 743273. If you are travelling from outside Gobardanga, search for the branch on a maps application using the bank name and locality, or call 91-9836270569 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0003263 and your account number.
Verifying IFSC UTIB0003263 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003263 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9836270569.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gobardanga branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003263, however, work 24x7.
Branch address & contact
Axis BankGobardanga Branch
CHARU MARKET, GOBARDANGA STATION ROAD, DISTRICT 24 PARGANASNORTH, WB, PIN 743273
Gobardanga, West Bengal
Phone: 91-9836270569
IFSC: UTIB0003263
Frequently asked questions
Where is Axis Bank Gobardanga branch located?
Axis Bank's Gobardanga branch is located at CHARU MARKET, GOBARDANGA STATION ROAD, DISTRICT 24 PARGANASNORTH, WB, PIN 743273, Gobardanga, West Bengal.
Does Axis Bank Gobardanga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9836270569 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gobardanga branch but serve different purposes.
Is IFSC UTIB0003263 the same for all accounts at Gobardanga branch?
Yes. The IFSC UTIB0003263 is shared by every account held at Axis Bank's Gobardanga branch. Only the account number changes from customer to customer.
What is the phone number of Axis Bank Gobardanga branch?
You can reach the branch at 91-9836270569 during regular banking hours.
Can I use IFSC UTIB0003263 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003263 to send funds instantly.
How quickly will an NEFT transfer using UTIB0003263 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gobardanga reflect within 30 minutes.
Summary
The IFSC code UTIB0003263 belongs to Axis Bank's GOBARDANGA branch, located at CHARU MARKET, GOBARDANGA STATION ROAD, DISTRICT 24 PARGANASNORTH, WB, PIN 743273 in GOBARDANGA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
