Below are the complete branch details for Axis Bank, GHANGHORA PIPARIA branch, located in GHANGHORA PIPARIA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UTIB0005785. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UTIB0005785 for Axis Bank – GHANGHORA PIPARIA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's GHANGHORA PIPARIA branch, the IFSC UTIB0005785 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 005785 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ghanghora Piparia branch — IFSC UTIB0005785 — extends the bank's services to customers in and around Ghanghora Piparia, Uttar Pradesh.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Ghanghora Piparia |
| IFSC Code | UTIB0005785 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,PLOT NO B 47 1,KHASRA NUMBER 826,VILLAGE GHANGHORA PIPARIA |
| City | Ghanghora Piparia |
| District | Bareilly |
| State | Uttar Pradesh |
| STD Code | 581 |
| Phone | 8299818176 |
About the Ghanghora Piparia branch
The Ghanghora Piparia branch of Axis Bank is situated at GROUND FLOOR,PLOT NO B 47 1,KHASRA NUMBER 826,VILLAGE GHANGHORA PIPARIA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0005785 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GHANGHORA PIPARIA of Axis Bank — its own 11-character IFSC. The code UTIB0005785 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0005785 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Ghanghora Piparia branch is mapped to IFSC UTIB0005785 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0005785.
Banking services available
The Ghanghora Piparia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 581-8299818176.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0005785
How to transfer money using IFSC UTIB0005785
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0005785 across all three.
NEFT to Axis Bank, GHANGHORA PIPARIA using IFSC UTIB0005785
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0005785, and confirm that the system picks up Axis Bank – GHANGHORA PIPARIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GHANGHORA PIPARIA
If you need to transfer ₹2 lakh or more in one go to an account at Axis Bank's GHANGHORA PIPARIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTIB0005785 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GHANGHORA PIPARIA, use IMPS. With IFSC UTIB0005785 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0005785 for Axis Bank – GHANGHORA PIPARIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0005785 | Yes – UTIB0005785 | Yes – UTIB0005785 |
For most retail customers crediting the Ghanghora Piparia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's GHANGHORA PIPARIA branch, the IFSC UTIB0005785 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UTIB0005785
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the GHANGHORA PIPARIA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0005785 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Ghanghora Piparia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0005785 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0005785
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – GHANGHORA PIPARIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0005785. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ghanghora Piparia branch sits at GROUND FLOOR,PLOT NO B 47 1,KHASRA NUMBER 826,VILLAGE GHANGHORA PIPARIA. If you are travelling from outside Ghanghora Piparia, search for the branch on a maps application using the bank name and locality, or call 581-8299818176 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0005785 and your account number.
Verifying IFSC UTIB0005785 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0005785 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 581-8299818176.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghanghora Piparia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0005785, however, work 24x7.
Branch address & contact
Axis BankGhanghora Piparia Branch
GROUND FLOOR,PLOT NO B 47 1,KHASRA NUMBER 826,VILLAGE GHANGHORA PIPARIA
Ghanghora Piparia, Uttar Pradesh
Phone: 581-8299818176
IFSC: UTIB0005785
Frequently asked questions
What is the phone number of Axis Bank Ghanghora Piparia branch?
You can reach the branch at 581-8299818176 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ghanghora Piparia branch but serve different purposes.
Where is Axis Bank Ghanghora Piparia branch located?
Axis Bank's Ghanghora Piparia branch is located at GROUND FLOOR,PLOT NO B 47 1,KHASRA NUMBER 826,VILLAGE GHANGHORA PIPARIA, Ghanghora Piparia, Uttar Pradesh.
How quickly will an NEFT transfer using UTIB0005785 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Ghanghora Piparia reflect within 30 minutes.
Is IFSC UTIB0005785 valid for NEFT and RTGS?
Yes. IFSC UTIB0005785 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Axis Bank Ghanghora Piparia branch?
The IFSC code of Axis Bank, Ghanghora Piparia branch is UTIB0005785. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Axis Bank Ghanghora Piparia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0005785, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UTIB0005785 is the IFSC code of Axis Bank, GHANGHORA PIPARIA branch, in GHANGHORA PIPARIA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
