This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, GANGAPUR CITY branch in GANGAPUR. The 11-digit IFSC UTIB0003147 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the GANGAPUR CITY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's GANGAPUR CITY branch, the IFSC UTIB0003147 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 003147 identifies this particular branch.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Gangapur City branch — IFSC UTIB0003147 — extends the bank's services to customers in and around Gangapur, Rajasthan.
About this branch
The branch is located at GROUND FLOOR ADARSH NAGAR WARD NO 36 GANGAPUR CITY DIST SAWAI MADHOPUR RAJASTHAN 322201. It serves the Gangapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0003147 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Gangapur City |
| IFSC Code | UTIB0003147 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR ADARSH NAGAR WARD NO 36 GANGAPUR CITY DIST SAWAI MADHOPUR RAJASTHAN 322201 |
| City | Gangapur |
| District | Sawai Madhopur |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9828397307 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's GANGAPUR CITY branch came to be assigned the code UTIB0003147.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0003147, money simply cannot be routed to the GANGAPUR CITY branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Gangapur City branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0003147 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UTIB0003147
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0003147 across all three.
NEFT to Axis Bank, GANGAPUR CITY using IFSC UTIB0003147
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTIB0003147, and confirm that the system picks up Axis Bank – GANGAPUR CITY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UTIB0003147
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – GANGAPUR CITY, ensure your bank's portal accepts IFSC UTIB0003147 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – GANGAPUR CITY, use IMPS. With IFSC UTIB0003147 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0003147 for Axis Bank – GANGAPUR CITY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0003147 | Yes – UTIB0003147 | Yes – UTIB0003147 |
For most retail customers crediting the Gangapur City branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UTIB0003147
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – GANGAPUR CITY is still mapped to IFSC UTIB0003147. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0003147 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Gangapur City branch is mapped to IFSC UTIB0003147 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0003147.
Banking services available
The Gangapur City branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9828397307.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0003147
Digital banking channels
Most day-to-day work that customers used to do at the Gangapur City branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0003147 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Gangapur City branch
The branch is located at GROUND FLOOR ADARSH NAGAR WARD NO 36 GANGAPUR CITY DIST SAWAI MADHOPUR RAJASTHAN 322201, which puts it inside Gangapur, the broader Sawai Madhopur district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank Gangapur City branch” — the verified location pin for IFSC UTIB0003147 should appear at the top of the results.
- Confirm the branch is open by calling 91-9828397307 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0003147 and your account number.
Common mistakes to avoid when using IFSC UTIB0003147
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – GANGAPUR CITY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0003147. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gangapur City branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0003147, however, work 24x7.
Verifying IFSC UTIB0003147 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UTIB0003147 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9828397307.
- Visiting the bank's official branch locator page.
Branch address & contact
Axis BankGangapur City Branch
GROUND FLOOR ADARSH NAGAR WARD NO 36 GANGAPUR CITY DIST SAWAI MADHOPUR RAJASTHAN 322201
Gangapur, Rajasthan
Phone: 91-9828397307
IFSC: UTIB0003147
Frequently asked questions
Is IFSC UTIB0003147 valid for NEFT and RTGS?
Yes. IFSC UTIB0003147 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Axis Bank Gangapur City branch located?
Axis Bank's Gangapur City branch is located at GROUND FLOOR ADARSH NAGAR WARD NO 36 GANGAPUR CITY DIST SAWAI MADHOPUR RAJASTHAN 322201, Gangapur, Rajasthan.
What is the phone number of Axis Bank Gangapur City branch?
You can reach the branch at 91-9828397307 during regular banking hours.
Is IFSC UTIB0003147 the same for all accounts at Gangapur City branch?
Yes. The IFSC UTIB0003147 is shared by every account held at Axis Bank's Gangapur City branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gangapur City branch but serve different purposes.
Can I use IFSC UTIB0003147 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0003147 to send funds instantly.
How quickly will an NEFT transfer using UTIB0003147 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Gangapur City reflect within 30 minutes.
Does Axis Bank Gangapur City branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9828397307 to confirm.
Summary
The IFSC code UTIB0003147 belongs to Axis Bank's GANGAPUR CITY branch, located at GROUND FLOOR ADARSH NAGAR WARD NO 36 GANGAPUR CITY DIST SAWAI MADHOPUR… in GANGAPUR, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
