If you are searching for the IFSC code of Axis Bank, PETHAPUR GANDHINAGAR branch in GANDHINAGAR, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UTIB0004895. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PETHAPUR GANDHINAGAR branch, and detailed step-by-step guides for using the IFSC UTIB0004895 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Axis Bank's PETHAPUR GANDHINAGAR branch, the IFSC UTIB0004895 breaks down as follows: UTIB identifies the bank, 0 is the reserved character, and 004895 identifies this particular branch.
About Axis Bank
Axis Bank operates a wide network of branches across India, including the Pethapur Gandhinagar branch in Gandhinagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTIB0004895.
About this branch
The branch is located at GR FLOOR, SHOP NO 18, 19, 20 AND 21, BOSKY THE CITY MALL, PETHAPUR, GANDHINAGAR. It serves the Gandhinagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Axis Bank. The IFSC UTIB0004895 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | Pethapur Gandhinagar |
| IFSC Code | UTIB0004895 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GR FLOOR, SHOP NO 18, 19, 20 AND 21, BOSKY THE CITY MALL, PETHAPUR, GANDHINAGAR |
| City | Gandhinagar |
| District | Gandhinagar |
| State | Gujarat |
| STD Code | 79 |
| Phone | 9999999999 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Axis Bank's PETHAPUR GANDHINAGAR branch came to be assigned the code UTIB0004895.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTIB0004895, money simply cannot be routed to the PETHAPUR GANDHINAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Axis Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTIB0004895 and the account number together uniquely identify the Pethapur Gandhinagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UTIB0004895
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0004895 across all three.
How to use IFSC UTIB0004895 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's PETHAPUR GANDHINAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0004895.
- Confirm the bank name auto-populates as Axis Bank and the branch as PETHAPUR GANDHINAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0004895
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – PETHAPUR GANDHINAGAR, ensure your bank's portal accepts IFSC UTIB0004895 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – PETHAPUR GANDHINAGAR, use IMPS. With IFSC UTIB0004895 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UTIB0004895 for Axis Bank – PETHAPUR GANDHINAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UTIB0004895 | Yes – UTIB0004895 | Yes – UTIB0004895 |
For most retail customers crediting the Pethapur Gandhinagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Axis Bank's PETHAPUR GANDHINAGAR branch, the IFSC UTIB0004895 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pethapur Gandhinagar branch is mapped to IFSC UTIB0004895 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0004895.
Banking services available
The Pethapur Gandhinagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-9999999999.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0004895
Digital banking channels
Most day-to-day work that customers used to do at the Pethapur Gandhinagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTIB0004895 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Pethapur Gandhinagar branch sits at GR FLOOR, SHOP NO 18, 19, 20 AND 21, BOSKY THE CITY MALL, PETHAPUR, GANDHINAGAR. If you are travelling from outside Gandhinagar, search for the branch on a maps application using the bank name and locality, or call 79-9999999999 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0004895 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – PETHAPUR GANDHINAGAR:
- The IFSC is exactly UTIB0004895 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and PETHAPUR GANDHINAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pethapur Gandhinagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0004895, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0004895 for Axis Bank – PETHAPUR GANDHINAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Axis BankPethapur Gandhinagar Branch
GR FLOOR, SHOP NO 18, 19, 20 AND 21, BOSKY THE CITY MALL, PETHAPUR, GANDHINAGAR
Gandhinagar, Gujarat
Phone: 79-9999999999
IFSC: UTIB0004895
Frequently asked questions
What is the phone number of Axis Bank Pethapur Gandhinagar branch?
You can reach the branch at 79-9999999999 during regular banking hours.
Where is Axis Bank Pethapur Gandhinagar branch located?
Axis Bank's Pethapur Gandhinagar branch is located at GR FLOOR, SHOP NO 18, 19, 20 AND 21, BOSKY THE CITY MALL, PETHAPUR, GANDHINAGAR, Gandhinagar, Gujarat.
Is IFSC UTIB0004895 valid for NEFT and RTGS?
Yes. IFSC UTIB0004895 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0004895 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – Pethapur Gandhinagar reflect within 30 minutes.
Does Axis Bank Pethapur Gandhinagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 79-9999999999 to confirm.
Is IFSC UTIB0004895 the same for all accounts at Pethapur Gandhinagar branch?
Yes. The IFSC UTIB0004895 is shared by every account held at Axis Bank's Pethapur Gandhinagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code UTIB0004895 belongs to Axis Bank's PETHAPUR GANDHINAGAR branch, located at GR FLOOR, SHOP NO 18, 19, 20 AND 21, BOSKY THE CITY MALL, PETHAPUR, GANDHINAGAR in GANDHINAGAR, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
