This page lists the IFSC code, branch address, contact number and fund-transfer information for Axis Bank, THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch in FEROJEPUR. The 11-digit IFSC UTIB0SGCB35 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Axis Bank at the THE GURGAON CENTRAL COOPERATIVE BANK LIMITED location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED is UTIB0SGCB35. The first four letters UTIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters SGCB35 map to this branch in FEROJEPUR, HARYANA.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Gurgaon Central Cooperative Bank Limited branch — IFSC UTIB0SGCB35 — extends the bank's services to customers in and around Ferojepur, Haryana.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Gurgaon Central Cooperative Bank Limited |
| IFSC Code | UTIB0SGCB35 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B.O. F.P. JHIRKA, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, DISTT- MEWAT, HARYANA |
| City | Ferojepur |
| District | Gurgaon |
| State | Haryana |
| STD Code | 0 |
| Phone | 0 |
About the The Gurgaon Central Cooperative Bank Limited branch
The The Gurgaon Central Cooperative Bank Limited branch of Axis Bank is situated at B.O. F.P. JHIRKA, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, DISTT- MEWAT, HARYANA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SGCB35 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GURGAON CENTRAL COOPERATIVE BANK LIMITED of Axis Bank — its own 11-character IFSC. The code UTIB0SGCB35 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SGCB35 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the The Gurgaon Central Cooperative Bank Limited branch is mapped to IFSC UTIB0SGCB35 on the RBI payments network. The branch generally supports the full retail product catalogue of Axis Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UTIB0SGCB35.
Banking services available
The The Gurgaon Central Cooperative Bank Limited branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTIB0SGCB35
How to transfer money using IFSC UTIB0SGCB35
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SGCB35 across all three.
How to use IFSC UTIB0SGCB35 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SGCB35.
- Confirm the bank name auto-populates as Axis Bank and the branch as THE GURGAON CENTRAL COOPERATIVE BANK LIMITED.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SGCB35
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, ensure your bank's portal accepts IFSC UTIB0SGCB35 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Axis Bank THE GURGAON CENTRAL COOPERATIVE BANK LIMITED (IFSC UTIB0SGCB35)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTIB0SGCB35 in your mobile or internet banking app, and the money is credited to the THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to The Gurgaon Central Cooperative Bank Limited
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SGCB35:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GURGAON CENTRAL COOPERATIVE BANK LIMITED is still linked to IFSC UTIB0SGCB35.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0SGCB35
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED is still mapped to IFSC UTIB0SGCB35. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SGCB35 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0SGCB35
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SGCB35 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the The Gurgaon Central Cooperative Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SGCB35 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UTIB0SGCB35
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UTIB0SGCB35. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The The Gurgaon Central Cooperative Bank Limited branch sits at B.O. F.P. JHIRKA, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, DISTT- MEWAT, HARYANA. If you are travelling from outside Ferojepur, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTIB0SGCB35 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SGCB35 for Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Gurgaon Central Cooperative Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SGCB35, however, work 24x7.
Branch address & contact
Axis BankThe Gurgaon Central Cooperative Bank Limited Branch
B.O. F.P. JHIRKA, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, DISTT- MEWAT, HARYANA
Ferojepur, Haryana
Phone: 0
IFSC: UTIB0SGCB35
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Gurgaon Central Cooperative Bank Limited branch but serve different purposes.
Does Axis Bank The Gurgaon Central Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Can I use IFSC UTIB0SGCB35 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SGCB35 to send funds instantly.
How do I add Axis Bank The Gurgaon Central Cooperative Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UTIB0SGCB35, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Axis Bank The Gurgaon Central Cooperative Bank Limited branch located?
Axis Bank's The Gurgaon Central Cooperative Bank Limited branch is located at B.O. F.P. JHIRKA, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, DISTT- MEWAT, HARYANA, Ferojepur, Haryana.
Is IFSC UTIB0SGCB35 valid for NEFT and RTGS?
Yes. IFSC UTIB0SGCB35 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UTIB0SGCB35 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The Gurgaon Central Cooperative Bank Limited reflect within 30 minutes.
What is the IFSC code of Axis Bank The Gurgaon Central Cooperative Bank Limited branch?
The IFSC code of Axis Bank, The Gurgaon Central Cooperative Bank Limited branch is UTIB0SGCB35. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0SGCB35 belongs to Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch, located at B.O. F.P. JHIRKA, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, … in FEROJEPUR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
