If you are searching for the IFSC code of Axis Bank, THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch in FARRUKHNAGAR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is UTIB0SGCB07. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch, and detailed step-by-step guides for using the IFSC UTIB0SGCB07 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UTIB0SGCB07 is the IFSC of Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch. The format is fixed: UTIB = bank code, 0 = reserved, SGCB07 = branch identifier.
Bank profile
Axis Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Gurgaon Central Cooperative Bank Limited branch — IFSC UTIB0SGCB07 — extends the bank's services to customers in and around Farrukhnagar, Haryana.
Branch details at a glance
| Bank Name | Axis Bank |
|---|---|
| Branch | The Gurgaon Central Cooperative Bank Limited |
| IFSC Code | UTIB0SGCB07 |
| MICR Code | Refer to cheque leaf |
| Branch Address | B.O. S.P. MAJRI, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, SP MAJRI, TEH FARUKNAGARGURGAON |
| City | Farrukhnagar |
| District | Gurgaon |
| State | Haryana |
| STD Code | 0 |
| Phone | 0 |
About the The Gurgaon Central Cooperative Bank Limited branch
The The Gurgaon Central Cooperative Bank Limited branch of Axis Bank is situated at B.O. S.P. MAJRI, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, SP MAJRI, TEH FARUKNAGARGURGAON. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTIB0SGCB07 is used.
Why every Axis Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GURGAON CENTRAL COOPERATIVE BANK LIMITED of Axis Bank — its own 11-character IFSC. The code UTIB0SGCB07 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UTIB0SGCB07 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the The Gurgaon Central Cooperative Bank Limited branch
Once you have an account at Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, the IFSC UTIB0SGCB07 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the The Gurgaon Central Cooperative Bank Limited branch can access most of Axis Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UTIB0SGCB07
How to transfer money using IFSC UTIB0SGCB07
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTIB0SGCB07 across all three.
How to use IFSC UTIB0SGCB07 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UTIB0SGCB07.
- Confirm the bank name auto-populates as Axis Bank and the branch as THE GURGAON CENTRAL COOPERATIVE BANK LIMITED.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UTIB0SGCB07
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, ensure your bank's portal accepts IFSC UTIB0SGCB07 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, use IMPS. With IFSC UTIB0SGCB07 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to The Gurgaon Central Cooperative Bank Limited
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTIB0SGCB07:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GURGAON CENTRAL COOPERATIVE BANK LIMITED is still linked to IFSC UTIB0SGCB07.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UTIB0SGCB07
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED is still mapped to IFSC UTIB0SGCB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTIB0SGCB07 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UTIB0SGCB07
Axis Bank customers can register for net banking and the bank's official mobile app once their account at the THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTIB0SGCB07 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the The Gurgaon Central Cooperative Bank Limited branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTIB0SGCB07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED:
- The IFSC is exactly UTIB0SGCB07 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Axis Bank as the bank name and THE GURGAON CENTRAL COOPERATIVE BANK LIMITED as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the The Gurgaon Central Cooperative Bank Limited branch
The branch is located at B.O. S.P. MAJRI, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, SP MAJRI, TEH FARUKNAGARGURGAON, which puts it inside Farrukhnagar, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Axis Bank The Gurgaon Central Cooperative Bank Limited branch” — the verified location pin for IFSC UTIB0SGCB07 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTIB0SGCB07 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UTIB0SGCB07 for Axis Bank – THE GURGAON CENTRAL COOPERATIVE BANK LIMITED, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Gurgaon Central Cooperative Bank Limited branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UTIB0SGCB07, however, work 24x7.
Branch address & contact
Axis BankThe Gurgaon Central Cooperative Bank Limited Branch
B.O. S.P. MAJRI, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, SP MAJRI, TEH FARUKNAGARGURGAON
Farrukhnagar, Haryana
Phone: 0
IFSC: UTIB0SGCB07
Frequently asked questions
Is IFSC UTIB0SGCB07 the same for all accounts at The Gurgaon Central Cooperative Bank Limited branch?
Yes. The IFSC UTIB0SGCB07 is shared by every account held at Axis Bank's The Gurgaon Central Cooperative Bank Limited branch. Only the account number changes from customer to customer.
Does Axis Bank The Gurgaon Central Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Can I use IFSC UTIB0SGCB07 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UTIB0SGCB07 to send funds instantly.
How quickly will an NEFT transfer using UTIB0SGCB07 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Axis Bank – The Gurgaon Central Cooperative Bank Limited reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Gurgaon Central Cooperative Bank Limited branch but serve different purposes.
What is the phone number of Axis Bank The Gurgaon Central Cooperative Bank Limited branch?
You can reach the branch at 0 during regular banking hours.
Where is Axis Bank The Gurgaon Central Cooperative Bank Limited branch located?
Axis Bank's The Gurgaon Central Cooperative Bank Limited branch is located at B.O. S.P. MAJRI, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, SP MAJRI, TEH FARUKNAGARGURGAON, Farrukhnagar, Haryana.
What is the IFSC code of Axis Bank The Gurgaon Central Cooperative Bank Limited branch?
The IFSC code of Axis Bank, The Gurgaon Central Cooperative Bank Limited branch is UTIB0SGCB07. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UTIB0SGCB07 belongs to Axis Bank's THE GURGAON CENTRAL COOPERATIVE BANK LIMITED branch, located at B.O. S.P. MAJRI, BRANCH MANAGER, THE GURGAON CENTRAL COOPERATIVE BANK LTD, … in FARRUKHNAGAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
